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Barclaycard: Platinum credit cards reviews

3.84
Based on 316 reviews, last reviewed 10th Feb 2026
100% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
52%
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22%
See only 3 star reviews
10%
See only 2 star reviews
3%
See only 1 star reviews
13%

Latest highest rating:

5

Excellent card- the 0 percent interest and credit li... Excellent card- the 0 percent interest and credit limit is amazing Reviewed on: 10th February 2026
Hammad Ahmad's avatar
Hammad Ahmad

Latest lowest rating:

1

Barclaycard don't want prompt payers I have had a Barclaycard for a long time and had a credit limit of £9500. I thought I might as well increase it a bit to £10,000. Within a few weeks m... Read more Reviewed on: 14th November 2025
Frosty's avatar
Frosty

About this product

Barclaycard Platinum credit cards are designed for purchases and balance transfers.

You can get 0% on spending and balance transfers across a range of terms. Depending on the Barclaycard Platinum credit card you choose, you may be charged a balance transfer fee.

Barclaycard Platinum credit card reviews help you find out what it’s really like to be a customer. If you’ve used Barclaycard before, you can also leave a review and share your experience.

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Barclaycard Platinum credit cards reviews (316)

Corrupt

1
I was accepted for TWO SEPARATE CREDIT CARDS ON THE BARCLAYCARD WEBSITE AND I ABSOLUTELY WAS APPROVED AND CONGRATULATED AS A NEW CUSTOMER ON THE BARCLAYCARD WEBSITE…the actual creditors SAT IN THE OFFICES are corrupt SAD LITTLE DEPRESSED PEOPLE and altered my applications that were approved by the Barclaycard online system and THESE PEOPLE DECIDED IMPULSIVELY TO ACT ON THEIR BAD DAYS ON TO MY APPROVED CREDIT LINES AND declined both of my accepted lines of credit and then disrespectfully showered my letterbox with over 7 declined letters as to the two approved credit lines that the business approved me to have online! There is clearly corruption and psychosis operating in the office of these foolish creditors they are clearly mentally unwell and diluted and nowadays forget how to be professional so they resort to mental abuse on whoever they are not psychotically familiar with…mental abuse is being received from creditors nowadays and the way that these employees defy their business and do what they want with peoples applications and choose their own customers and choose their own acceptance rate and who they accept for their own mental gain!! That was a Very bad experience I had, the creditors will alter and change and decline your cards after online system approves it like they did to me…I don’t doubt they use covid-19 and the FAKE DISEASE TO JUSTIFY THEIR MENTAL ABUSE AND BULLYING THROUGH DECLINING APPROVED CUSTOMERS! I don’t recommend Barclaycard because if these employees worship these credit cards like this which they do…and they would put a plastic card with a small line of credit over a human life…don’t be surprised if they stalk you as well and find people to stalk you to make you a victim case/sad story through corrupt police that need to prosecute an innocent or just anybody for their psychotic connection to creditors and prosecutors that need to be paid and look busy whilst doing nothing! CREDIT IS SO HARD TO GET…people that have it they are in a psychotic ring mentally and they worship their mental connection and don’t allow outsiders! This is what Barclaycard did to me for not being mentally accepted connected or approved by their loser wannabe cult practice in the workplace! Nobody dares to expose these things that happen daily in these businesses but I don’t care I have Received so much of this specific abuse because of people mentally sick managing money in professional places and blocking me! And I have had enough! Reviewed on: 28th July 2022

Top tier hassle free quality service

5
I needed a company that would allow me to make multiple balance transfers without the fuss and Barclaycard provided that experience PLUS interest free terms over 22 months that couldn't be argued with! Within hours of the application my balance transfers were approved and took place the next working day! Great communication throughout, simple to understand mobile app and I'm one happy customer Reviewed on: 8th July 2022

Good

3
good rates, does what it says ...excellent secutirty/customer service Reviewed on: 4th April 2022

Great credit card

5
Great credit card with manageable credit limit, good online app and customer service Reviewed on: 31st March 2022

Barclaycard services

1
I have been dealing with barclaycard services over a decade and recently they have been awful in terms of the services and resolution to complaints. Reviewed on: 17th March 2022

Buna

5
Multumit de toată experiența cu banca Reviewed on: 3rd March 2022

Make Barclay Card Your Choice

4
Low interest rates & excellent online services Reviewed on: 28th February 2022

Good service

5
Problem solvers when you’re not treated fairly. Reviewed on: 23rd February 2022

Arrogant customer service agent

1
I sought some clarification on a transaction a while ago. Person I dealt with was so arrogant and annoying. He was adamant he was right and I was wrong. He even got angry with me for asking him to repeat himself and for asking his name! When I complained to someone in his department I was told I wouldn't be getting a call back to tell me about the outcome of my complaint!!!! Reviewed on: 8th February 2022

Extreme delay with Section 75 claim

1
Made a Section 75 claim on my Barclaycard Platinum Visa card some three weeks ago. Did not hear anything and could not get through on the phone - after multiple attempts manged to speak to someone on the Consumer Credit Card Team who could not find me on the system but suggested that my letter had been forwarded to another team that deals with Section 75 claims and which is currently working through a backlog dating from late December. I was told that I might have to wait twelve weeks for a reply! If this is the case then there is something seriously wrong with Barclaycard. Or are they going to blame it all on Covid? Reviewed on: 31st January 2022

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