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Barclaycard: Platinum credit cards reviews

3.85
Based on 316 reviews, last reviewed 10th Feb 2026
100% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
52%
See only 4 star reviews
22%
See only 3 star reviews
10%
See only 2 star reviews
3%
See only 1 star reviews
13%

Latest highest rating:

5

Excellent card- the 0 percent interest and credit li... Excellent card- the 0 percent interest and credit limit is amazing Reviewed on: 10th February 2026
Hammad Ahmad's avatar
Hammad Ahmad

Latest lowest rating:

1

Barclaycard don't want prompt payers I have had a Barclaycard for a long time and had a credit limit of £9500. I thought I might as well increase it a bit to £10,000. Within a few weeks m... Read more Reviewed on: 14th November 2025
Frosty's avatar
Frosty

About this product

Barclaycard Platinum credit cards are designed for purchases and balance transfers.

You can get 0% on spending and balance transfers across a range of terms. Depending on the Barclaycard Platinum credit card you choose, you may be charged a balance transfer fee.

Barclaycard Platinum credit card reviews help you find out what it’s really like to be a customer. If you’ve used Barclaycard before, you can also leave a review and share your experience.

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Barclaycard Platinum credit cards reviews (316)

Treat you like a fool

1
Keep you waiting on phone for 25 minutes then as you start chatting they hang up on you .3 x this has happened now. Also on another review site it says they sent email to confirm Identity before posting review, they do not , my negative review was not published , has this happened to anyone else I wonder ? Reviewed on: 2nd February 2023

Good if you do not mind chasing them up all the time

4
Good rates and offers however customer service leaves lots to be desired. Reviewed on: 1st February 2023

Pathetic service

1
Avoid dealing with these Muppets at all costs.. Reviewed on: 24th January 2023

Good for what I needed

4
0% interest for 22 months and the help is really needed. It was a great deal for right now for a little extra help Reviewed on: 15th January 2023

amazing conditions

5
super low interest rates and normal monthly payments. I am very happy that I deleted them. I would work with them in the future. I would recommend them. everything is more than easy, fast and normal prices. I'm happy. Reviewed on: 13th January 2023

Easy

5
Easy to use - excellent app - value for money - excellent customer service Reviewed on: 11th January 2023

Excellent in every way

5
Really great credit card. Excellent offers and so easy and quick to arrange everything myself online. I’m so pleased with it that my husband has also just got one. Reviewed on: 10th January 2023

Forced account closure with two weeks notice for a 30 year long customer!

1
So after holding a Barclaycard Platinum card for almost 30 years they gave me two weeks notice, by text, my account was being closed because I don't use it and there is no appeal process. They are quick enough to spam me with marketing c*ap for balance transfers but can't pick up the phone or email me to ask about my account status and how not using the card would result in account closure. I spent 40K yhis year on my Tesco bank account, and similar amounts in previous years that I could have easily swapped to them but I guess that is too late now. I will also be encouriging family & friends to ditch their Barclaycard and use the credit card services of another provider Reviewed on: 14th December 2022

Terrible service

1
Terrible card, terrible service, terrible limit, terrible practice, as you can guess – not a very good experience with this card. The worst one I have used so far… Reviewed on: 13th October 2022

Worst Customer Service EVER!

1
Worst customer service EVER!!! Transaction on hold, App doesn't work, Pinsentry still hasn't arrived, 4 x videos not recognised and being told over an hour wait to call... Really Barclays??? Reviewed on: 29th July 2022

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