Smart Money People Logo

Nationwide: FlexAccount reviews

4.51
Based on 1,091 reviews, last reviewed 17th Apr 2026
14000% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
73%
See only 4 star reviews
15%
See only 3 star reviews
4%
See only 2 star reviews
1%
See only 1 star reviews
7%

Latest highest rating:

5

I've banked with Nationwide for over 40 years. I've banked with Nationwide for over 40 years. I've never really had any issues apart from wanting more money in my account, but doesn't everyone. Gr... Read more Reviewed on: 17th April 2026
Michelle Tock 's avatar
Michelle Tock

Latest lowest rating:

1

The worst banking ever don’t do it The Nationwide is the worst banking ever. Don’t get fooled they’re nice because they give out free money! They have a problem with their banking app. ... Read more Reviewed on: 27th February 2026
MoominsPie 's avatar
MoominsPie

About this product

Nationwide’s FlexAccount is a current account with no monthly fee.

If you’re eligible for an overdraft, the first £50 is interest free. Nationwide will open a savings account for you with your new current account. Taking a current account with Nationwide makes you eligible for access to exclusive savings accounts.

Nationwide FlexAccount reviews help you find out what it’s really like to be a customer. If you’ve used Nationwide before, you can also leave a review and share your experience.

Review Nationwide: FlexAccount now

Help others make smarter decisions by sharing your own experience. Write a review

Nationwide FlexAccount reviews (1092)

Excellent customer service

5
Very easy application process, useful app for day to day banking Reviewed on: 28th March 2016

Fantastic, Easy, Helpful

5
Brilliant bank with easy to use online banking and extremely helpful staff both in the branch and on the internet. No matter the needs there is always someone to speak to regarding your bank account. I had an issue with fraud and was immediately contacted by a staff member at my local nationwide branch regarding having the money put back into my bank account! Reviewed on: 19th February 2016

Nationwide Flex Account is the best current account on the market!

5
If you want a current account with extras at no cost whatsoever then the Nationwide Flex Account is for you. I have been with Nationwide since 1989 and have to say they are first class for customer service and have never had ridiculous bank charges. Reviewed on: 19th February 2016

trustworthy

4
Always able to help and answer calls quickly. Reviewed on: 19th February 2016

Decent Account but Lacks Personal Care

3
The account itself is fine but the customer services are not fantastic. They also don't seem to value their loyal customers over new customers, which I find highly annoying and insulting. Reviewed on: 19th February 2016

Good

3
Helping me when I lost my card and sorting out my new one and cancelling my existing one Reviewed on: 18th February 2016

quick efficient reliable and easy to manage

5
I've had experience of most of the major UK banks and have to say that, in the two years I've banked with Nationwide, I've experienced no problems at all. Everything runs like clockwork. The web site is really straightforward to use and the branch staff are very helpful. Reviewed on: 18th February 2016

fantastic

5
always helpful to suit your need Reviewed on: 18th February 2016

Great customer service

5
When going in to the branch, online or on the phone they are extremely helpful. Reviewed on: 17th February 2016

Easy to use, easy to change.

5
A fantastic current account I've had for years. No surprise fees. Very simple online access - I was able to change my overdraft instantly. Whenever I've had to contact Nationwide about the account I get through instantly and receive wonderful service. Reviewed on: 17th February 2016

Do you have a different Nationwide product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review
Are you a business? Get insights, reply to reviews, invite customers and understand their needs

Want to see more from Nationwide?

  • Student Current Account

    from Nationwide 5.00 from 6 reviews
    Nationwide
  • Cash ISA

    from Nationwide 4.81 from 74 reviews
    Nationwide
  • Help to Buy ISA

    from Nationwide 4.70 from 31 reviews
    Nationwide
    View all products