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Nationwide: FlexAccount reviews

4.51
Based on 1,091 reviews, last reviewed 17th Apr 2026
14000% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
73%
See only 4 star reviews
15%
See only 3 star reviews
4%
See only 2 star reviews
1%
See only 1 star reviews
7%

Latest highest rating:

5

I've banked with Nationwide for over 40 years. I've banked with Nationwide for over 40 years. I've never really had any issues apart from wanting more money in my account, but doesn't everyone. Gr... Read more Reviewed on: 17th April 2026
Michelle Tock 's avatar
Michelle Tock

Latest lowest rating:

1

The worst banking ever don’t do it The Nationwide is the worst banking ever. Don’t get fooled they’re nice because they give out free money! They have a problem with their banking app. ... Read more Reviewed on: 27th February 2026
MoominsPie 's avatar
MoominsPie

About this product

Nationwide’s FlexAccount is a current account with no monthly fee.

If you’re eligible for an overdraft, the first £50 is interest free. Nationwide will open a savings account for you with your new current account. Taking a current account with Nationwide makes you eligible for access to exclusive savings accounts.

Nationwide FlexAccount reviews help you find out what it’s really like to be a customer. If you’ve used Nationwide before, you can also leave a review and share your experience.

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Nationwide FlexAccount reviews (1092)

Extremely easy to use and maintain

5
I have had a flexaccount with nationwide for 2 years now and I have never ever had any issues or complications with my account. My app allows me to easily keep an eye on my account and daily transactions. Reviewed on: 22nd June 2016

EXCELLENT CUSTOMER SERVICE

5
They have been the best bank I have ever dealt with by far. I have had several weird things occur to my bank accounts and they have been so professional and helpful at all times, no matter who I have spoken with. I simply cannot fault them and totally hand on heart recommend them to anyone. SWITCH ACCOUNTS TODAY!!!! JUST DO IT!!!!!! Reviewed on: 22nd June 2016

Best bank

5
Absolutely brilliant bank with great cutsomer service Reviewed on: 20th June 2016

AWESOME CUSTOMER SERVICE

4
I love Nationwide - I can transfer my money into my (adult) kids other Bank Accounts anytime 24/7 unlike my main Bank Account held with RBS where if I transfer money on a Saturday it isn't in the kids Accounts until Monday! Nationwide's staff whether in Branch or on the phone will always help to resolve any problem quickly and fairly. And if they say that they will call you back - they do! Nationwide definitely deserves to win! Reviewed on: 1st June 2016

Still with them after all these years!

4
I joined Nationwide decades ago when they were the first bank to introduce a free banking service. I have remained with them ever since and I can honestly say they have never let me down with anything. I still get free banking and can even use my cards abroad without hidden charges. Reviewed on: 23rd May 2016

Best bank account

5
I have used Nationwide for over 25 years for my salary being paid in and my direct debits. They are really friendly and I never have any problems with charges, etc. Their customer service on the telephone is also excellent. I would recommend them to everyone. Reviewed on: 19th May 2016

A current account with a bonus

5
I have a flex account with the Nationwide which is so easy to access on line and transferring money to my other accounts or for one-off payments is really easy (I pay regular bills by Direct Debit). As my salary, in excess of £750 per month is paid into the account I get travel insurance for holidays in the UK or Europe completely free. As someone who travels several times a year this is a real bonus and saves me real cash. I am really pleased Reviewed on: 19th May 2016

Superb customer service

4
Help me when I had a personal issue Reviewed on: 18th May 2016

Never had a problem with nationwide, nothing ever too much trouble!

5
I've been with nationwide for about 15 years now and never had a bad word to say about them. Nothing is ever too much trouble for you and even when I've had account related issues I've never found them difficult to deal with and they always do their best to help. Would definitely recommend to anyone! Reviewed on: 26th April 2016

Flex account

5
Gave me access to an option to take a saver account with fabulous interest rates. I have always found Nationwide a great company Reviewed on: 21st April 2016

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