Smart Money People Logo

Nationwide: FlexAccount reviews

4.49
Based on 1,066 reviews, last reviewed 31st Mar 2026
11700% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
72%
See only 4 star reviews
15%
See only 3 star reviews
4%
See only 2 star reviews
1%
See only 1 star reviews
8%

Latest highest rating:

5

Most caring bank about customers. Most caring bank about customers. Reviewed on: 31st March 2026
saKa's avatar
saKa

Latest lowest rating:

1

The worst banking ever don’t do it The Nationwide is the worst banking ever. Don’t get fooled they’re nice because they give out free money! They have a problem with their banking app. ... Read more Reviewed on: 27th February 2026
MoominsPie 's avatar
MoominsPie

About this product

Nationwide’s FlexAccount is a current account with no monthly fee.

If you’re eligible for an overdraft, the first £50 is interest free. Nationwide will open a savings account for you with your new current account. Taking a current account with Nationwide makes you eligible for access to exclusive savings accounts.

Nationwide FlexAccount reviews help you find out what it’s really like to be a customer. If you’ve used Nationwide before, you can also leave a review and share your experience.

Review Nationwide: FlexAccount now

Help others make smarter decisions by sharing your own experience. Write a review

Nationwide FlexAccount reviews (1066)

Solid

4
I also use Monzo and some of the newer disruptor saving/banking apps, and while I really appreciate their new features, I've not yet switched over as I appreciate the reliability of Nationwide. There's nothing particularly innovative with them, but equally I've never had much difficulty - they're simply a dependable company who I'd trust with my money Reviewed on: 9th February 2020

Great account and app

5
I love nationwide. The switch gives you and the referee £100 the app is easy to use and the account has good interest on balances up to 2500 can’t ask for much more Reviewed on: 9th February 2020

Always helpful

5
Easy to contact on the phone, very approachable and friendly. Reviewed on: 9th February 2020

no issues

4
I've had this product for years and had no issues Reviewed on: 8th February 2020

Great provider

5
Have banked with Nationwide for years and have had no issues. Now have multiple products with them and would recommend to friends/family. Reviewed on: 8th February 2020

Great bank

5
Been with the Nationwide for 30 years and never had any problems Reviewed on: 8th February 2020

A really good building society!

5
I've been with them for quite a while and they've always been pretty good! Reviewed on: 8th February 2020

Great

5
No issues always very helpful. Reviewed on: 8th February 2020

Flex account well worth having

5
Just for maintaining a balance of over £1000 in my Flex account I get free travel insurance when travelling in Europe; I travel a fair bit so it saves me a fortune Reviewed on: 8th February 2020

GREAT SERVICE

4
A BANK THAT NEVER DISAPPOINTS, HELPFUL,PROFESSIONAL,FRIENDLY A JOY TO USE Reviewed on: 8th February 2020

Do you have a different Nationwide product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review
Are you a business? Get insights, reply to reviews, invite customers and understand their needs

Want to see more from Nationwide?

  • Student Current Account

    from Nationwide 5.00 from 6 reviews
    Nationwide
  • Cash ISA

    from Nationwide 4.78 from 70 reviews
    Nationwide
  • Regular Savings

    from Nationwide 4.69 from 91 reviews
    Nationwide
    View all products