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Nationwide: FlexAccount reviews

4.45
Based on 929 reviews, last reviewed 23rd Jun 2025
73% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
71%
See only 4 star reviews
16%
See only 3 star reviews
4%
See only 2 star reviews
1%
See only 1 star reviews
8%

Latest highest rating:

5

highly recommend The app is user friendly, communication from the bank is kept to a minimum but useful information is shared, bank staff are friendly and it was easy t... Read more Reviewed on: 23rd June 2025
Ilse's avatar
Ilse

Latest lowest rating:

2

While Nationwide's Fairer Share bonuses are apprecia... While Nationwide's Fairer Share bonuses are appreciated, their interest rates on currents accounts are comparatively and sometimes extremely poor, and... Read more Reviewed on: 12th June 2025
AG's avatar
AG

About this product

Nationwide’s FlexAccount is a current account with no monthly fee.

If you’re eligible for an overdraft, the first £50 is interest free. Nationwide will open a savings account for you with your new current account. Taking a current account with Nationwide makes you eligible for access to exclusive savings accounts.

Nationwide FlexAccount reviews help you find out what it’s really like to be a customer. If you’ve used Nationwide before, you can also leave a review and share your experience.

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Nationwide FlexAccount reviews (929)

TOP CLASS ONLINE BANKING AND GREAT CUSTOMER SERVICE

5
I have been with Nationwide for many years, not because I cannot be bothered changing to another bank but because I genuinely believe that they have excellent products, superb online banking service and the best Visa credit card of all the British banks. Reviewed on: 22nd November 2018

Super Friendly Service

5
Nationwide may be a huge organisation but I've always found the staff to be universally professional, friendly and efficient no matter which branch I go to. Reviewed on: 22nd November 2018

Really good on-line banking

5
I really like the Nationwide on-line service, it's easy to use but powerful enough to do pretty much everything I want, so I don't need to go into a branch to do things anymore. Reviewed on: 22nd November 2018

Current Account & Travel Insurance

3
Nationwide are not irresponsible. They do not encourage loans. Hard as nails in that they will hardly ever let me go a penny overdrawn (although I pay them no overdraft fees). Like the free European travel insurance with Flex Account and worldwide cover easy to get on the phone. Reviewed on: 22nd November 2018

Great customer service

5
Fantastic customer service. The staff are friendly. Deal with any issues promptly and efficiently Reviewed on: 21st November 2018

Easy, efficient and accommodating.

5
They don't stress you with so many requirements like other banks. Some banks refused to open an account with a UK registered house contract because it was only one week old. Reviewed on: 20th November 2018

Great customer service

4
Can't fault nationwide they offer friendly in store customer service and my account runs smoothly too Reviewed on: 16th November 2018

Best current account

5
This is clearly the most efficiently run and profitable current account I've ever used be it on-line or in branch Reviewed on: 14th November 2018

All good except for one thing

4
I find the flex account good in all respects, ease of use on line and at branches. Helpful and knowledgable service in branch and on telephone or email. One fly in the ointment, cannot get the banking app on my android mobile phone, desk top, lap top and iPad are all fine. Reviewed on: 11th November 2018

Everything that I need

5
I’m really happy with my FlexAccount, I manage it through the app which is simple & easy to use. I can see my incomings & outgoings at a glance or simply click to see more details. Arranging direct debits & standing orders is easy & I have no concerns about the safety of my account or money as I feel that the security measures are very good. Reviewed on: 10th November 2018

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