Smart Money People Logo

Santander: 123 Current Account (discontinued) reviews

4.16
Based on 1,271 reviews, last reviewed 25th Mar 2026
900% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
55%
See only 4 star reviews
27%
See only 3 star reviews
8%
See only 2 star reviews
4%
See only 1 star reviews
6%

Latest highest rating:

5

A very reliable service provider A very reliable service provider Reviewed on: 25th March 2026
Robert Harvey's avatar
Robert Harvey

Latest lowest rating:

2

PROBLEM AFTER PROBLEM SO HAVE TRANSFERED TO NAYIONWI... PROBLEM AFTER PROBLEM SO HAVE TRANSFERED TO NAYIONWIDE AND NOW RECEIVE A MUCH MORE CUSTOMER FOCUSED BANK Reviewed on: 25th March 2026
robert j's avatar
robert j

About this product

The Santander 1|2|3 Current Account is no longer available to new customers.

Review Santander: 123 Current Account (discontinued) now

Help others make smarter decisions by sharing your own experience. Write a review

Santander 123 Current Account (discontinued) reviews (1271)

Great bank - very good service

5
Easy to use banking - usually via there app - very good customer service. Reviewed on: 12th February 2023

Great earnings

5
Best current account, good interest rates if in credit, plus cashback on utility bills. Reviewed on: 9th February 2023

Great easy site

5
Good personal backup when the occasional issue occurs Reviewed on: 9th February 2023

Santander 123 Current

3
App is clear and easy-to-use. App chat generally quick but only deals with basic issues. Reviewed on: 8th February 2023

Everyday Santander User

5
I use Santander every day as my go to bank and I have for years. I have always been satisfied with them Reviewed on: 8th February 2023

Money back

4
Nice bit of money back of bills reasonable high street bank rate Reviewed on: 8th February 2023

Current account

5
I’ve had the same current account since I was 12 and I am now in my mid twenties and I would never look to change banks. They have been so helpful and the staff in stores go above and beyond Reviewed on: 8th February 2023

Never had any issues

5
Staff are always really helpful when I got to the bank, online banking is fab too Reviewed on: 1st February 2023

Great customer service and helpful branch staff.

5
The online banking works pretty seamlessly but, when I have needed to contact the bank, telephone support is usually very quick and efficient. When I need to go into the local branch, I am always met with a smile and efficient service. Reviewed on: 1st February 2023

Great customer service

4
Visited local branch to enquire about opening an additional current account. Had originally only intended to ask for some advice but the lady on site offered to help me set it up there and then which I did. All through the process I felt extremely satisfied with the explanation given and left feeling a job well done Reviewed on: 1st February 2023

Do you have a different Santander product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review
Are you a business? Get insights, reply to reviews, invite customers and understand their needs

Want to see more from Santander?

  • Life Insurance

    from Santander 5.00 from 2 reviews
    Santander
  • Zero Credit Card

    from Santander 4.21 from 21 reviews
    Santander
  • Everyday Credit Card

    from Santander 4.13 from 22 reviews
    Santander
    View all products