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Santander: 123 Current Account (discontinued) reviews

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4.16

Based on 1,271 reviews, last reviewed 25th Mar 2026

900% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

55%

27%

Latest highest rating:

5

A very reliable service provider A very reliable service provider Reviewed on: 25th March 2026

Latest lowest rating:

2

PROBLEM AFTER PROBLEM SO HAVE TRANSFERED TO NAYIONWI... PROBLEM AFTER PROBLEM SO HAVE TRANSFERED TO NAYIONWIDE AND NOW RECEIVE A MUCH MORE CUSTOMER FOCUSED BANK Reviewed on: 25th March 2026

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About this product

The Santander 1|2|3 Current Account is no longer available to new customers.

Review Santander: 123 Current Account (discontinued) now

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Santander 123 Current Account (discontinued) reviews (1271)

Interestingly good value.

Great account for building the pot and cashback on your bills. Reviewed on: 1st February 2023

Quick, easy, understandable

A good platform/bank for everyday use Reviewed on: 1st February 2023

Decent cashback

Easy to use app. Website takes longer to log in. Good cashback on bills and I make a small profit each month on this. Reviewed on: 1st February 2023

Great Product

Easy to use, easy to understand, goog interest rate Reviewed on: 1st February 2023

No issues

TBH, we rarely contact Santander as things work. Possibly the app could be improved with a better search facility. Reviewed on: 1st February 2023

Fine

It’s fine but other banks are more attractive Reviewed on: 1st February 2023

Does the job

This is a simple account. The online app makes everything simple Reviewed on: 1st February 2023

Efficient online/ branch service

Having banked with Santander for over 10 years, I have never encountered any difficulties and have found their online banking, app and staff efficient, professional and easy to use. Not always the most competitive bank, but a lot easier to do business with than certain other high street banks. Reviewed on: 1st February 2023

Easy Experience

Santander only require a minimum deposit of £500 per month to have an account which makes it accessible to most people, they still have many branches on the high street and their staff are always polite and helpful. Both their online and app platforms are easy to use and secure, I have banked with them for over 40 years and never encountered any problems. Reviewed on: 1st February 2023

Easy to use app

Easy to use but poor interest rates. Reviewed on: 25th January 2023

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