Smart Money People Logo

Santander: 123 Current Account (discontinued) reviews

4.17
Based on 1,250 reviews, last reviewed 15th Jul 2025
91% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
55%
See only 4 star reviews
27%
See only 3 star reviews
8%
See only 2 star reviews
4%
See only 1 star reviews
6%

Latest highest rating:

5

Current Account. Current Account. I have a 123 current account with Santander. It was very easy and quick to open i did it through the app/website. I could easily mana... Read more Reviewed on: 15th July 2025
Jennifer S's avatar
Jennifer S

Latest lowest rating:

2

Is that a bank for the elderly ? Strong impression that the bank have little time for customers . I approached my local branch 4 times since May 2025 for certificates of interest whic... Read more Reviewed on: 23rd June 2025
Tina's avatar
Tina

About this product

The Santander 1|2|3 Current Account is no longer available to new customers.

Review Santander: 123 Current Account (discontinued) now

Help others make smarter decisions by sharing your own experience. Write a review

Santander 123 Current Account (discontinued) reviews (1250)

Warm and friendly caring have recommended to friends...

4
Warm and friendly caring have recommended to friends and family Reviewed on: 14th June 2024

Easy to use, free, mostly no fuss.

3
Easy to use, free, mostly no fuss. Reviewed on: 13th June 2024

I love love love online mobile banking

5
I love love love online mobile banking Reviewed on: 9th June 2024

Worst Customer Service Ever!!!

1
Jump through various recorded messages then wait in excess of 20 minutes every time to speak with customer service who couldn't resolve my problem. Told to go into Branch. But you cannot ring any branch to make an appointment. Completely useless Bank. Reviewed on: 4th June 2024

I have an account and its good to be fair.

4
I have an account and its good to be fair. Opening the account was flawless Reviewed on: 3rd June 2024

Supportive and friendly .

5
Having been with a company that was taken over, was sceptical however,this was worry for nothing, excelling in customer service and products. Reviewed on: 29th May 2024

Great app

5
I find the app very easy to use and you can do everything on it without having to login online. Reviewed on: 27th May 2024

I have been a customer of Santander for over 20 year...

5
I have been a customer of Santander for over 20 years and I would not ever go to another bank for my finances. Reviewed on: 24th May 2024

One of the Best Account with Santander Winner is San...

5
One of the Best Account with Santander Winner is Santander 123 Current Account Reviewed on: 24th May 2024

Banked with Santander for 20 years.

5
Banked with Santander for 20 years. The rewards have been greatly appreciated. Very caring bank Reviewed on: 24th May 2024

Do you have a different Santander product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review
Are you a business? Get insights, reply to reviews, invite customers and understand their needs

Want to see more from Santander?

  • Life Insurance

    from Santander 5.00 from 2 reviews
    Santander
  • Choice Current Account

    from Santander 4.16 from 17 reviews
    Santander
  • Saver

    from Santander 4.00 from 54 reviews
    Santander
    View all products