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Santander: 123 Current Account (discontinued) reviews

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4.17

Based on 1,252 reviews, last reviewed 5th Sep 2025

200% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

55%

27%

Latest highest rating:

5

Santander Good app. Easy to set up and use with minimal fuss. Everything seems straightforward Reviewed on: 5th September 2025

Latest lowest rating:

2

Is that a bank for the elderly ? Strong impression that the bank have little time for customers . I approached my local branch 4 times since May 2025 for certificates of interest whic... Read more Reviewed on: 23rd June 2025

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About this product

The Santander 1|2|3 Current Account is no longer available to new customers.

Review Santander: 123 Current Account (discontinued) now

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Santander 123 Current Account (discontinued) reviews (1252)

Santander cannot be faulted

I have had two 123 accounts for many years and have never had a problem. I can't fault them in any way, whether face to face, over the phone or online. Interest rates good too. Reviewed on: 26th February 2021

Never a problem with Santander over many years

Online banking is fine. If a problem, staff resolve over the phone. Though I rarely have a problem as such, more a query. Reviewed on: 26th February 2021

Good current account

Good all round current account, however interest rate dropping to zero is disappointing Reviewed on: 26th February 2021

OK. Hard to deal with

Fees are crazy and the app could be a lot better. Will move my money elsewhere when I can Reviewed on: 24th February 2021

Good

Много благодаря за всичко . Бързи сте в всичко Reviewed on: 24th February 2021

Easy to use platform

Good cashback and an easy to use app. Reviewed on: 22nd February 2021

A Current Account with flair

The account that gives interest, tells you your balance, reminds you of bills ,credits and generally services my needs. Reviewed on: 18th February 2021

An overall winning account

Despite increased charges and lower interest, as Martin Lewis continues to point out, this is still a great account with excellent service and facilities. The online banking app is superb and the new money insights offer, just brilliant. Reviewed on: 17th February 2021

Santander is good bank for me

Santander is a good bank if I need help they help me Reviewed on: 17th February 2021

Very good and efficient credit card

Good all around bank as well as excellent customer service.. Reviewed on: 17th February 2021

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