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Santander: 123 Current Account (discontinued) reviews

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4.17

Based on 1,252 reviews, last reviewed 5th Sep 2025

200% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

55%

27%

Latest highest rating:

5

Santander Good app. Easy to set up and use with minimal fuss. Everything seems straightforward Reviewed on: 5th September 2025

Latest lowest rating:

2

Is that a bank for the elderly ? Strong impression that the bank have little time for customers . I approached my local branch 4 times since May 2025 for certificates of interest whic... Read more Reviewed on: 23rd June 2025

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About this product

The Santander 1|2|3 Current Account is no longer available to new customers.

Review Santander: 123 Current Account (discontinued) now

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Santander 123 Current Account (discontinued) reviews (1252)

Easy transfers

It's so easy to set up standing orders or make one off payments direct from this account, my family and I lend and repay each other money all the time this way. Reviewed on: 12th September 2020

Great Bank

Been with several Banks over the years we found this one the best for our needs ,no problems. Reviewed on: 12th September 2020

Good Financial Deal & Facility

Good Financial Deal & Facility Reviewed on: 10th September 2020

Cash back for paying your bills

We also have a Santander mortgage, nearly paid off as it is so flexible. Reviewed on: 12th July 2020

Does what it says on the tin

A conveniet, easy to use account Reviewed on: 12th July 2020

a great account

Have gained good interest with this account Reviewed on: 11th July 2020

Handy cashback

For a small fee I can earn cashback on purchases. Reviewed on: 11th July 2020

Good company!

Great rates on bank accounts. Friendly and kind customer service reps. Reviewed on: 8th July 2020

OK but

Sometimes difficult to work out what each ac does Reviewed on: 2nd July 2020

Online banking bliss

Use the app everyday. Total account control and handy £5k overdraft facility - needed in lockdown Reviewed on: 18th June 2020

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