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Santander: 123 Current Account (discontinued) reviews

Name: Santander 123 Current Account (discontinued)
Brand: Santander
Rating: 2.54 (196 reviews)

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4.17

Based on 1,247 reviews, last reviewed 18th Apr 2025

50% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

55%

27%

Latest highest rating:

5

123 current account was reliable with good cashback I had a 123 current account with santander, and liked the cashback. The app is fairly easy to navigate but it can be tricky sometimes to access the bu... Read more Reviewed on: 18th April 2025

Latest lowest rating:

1

Goodbye Santander Unable to withdraw my cash when needed. A real lack of proactive help from this bank to keep our business. All accounts now closed. Reviewed on: 4th April 2025

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Review Santander: 123 Current Account (discontinued) now

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Santander 123 Current Account (discontinued) reviews (1247)

no probs

does exactly what it says on the tin with no problems Reviewed on: 3rd May 2020

Best account going!

Opened the account as I moved house; perfect service Reviewed on: 30th April 2020

Great service

I have had this current account for years and would highly recommend Santander. They offer great customer service both in branch and online. They also have a couple of apps which I use regularly and they are both easy to use and provide a huge number of services Reviewed on: 28th April 2020

Great student current account!

Offers a great £1500 overdraft and a free railcard, which is awesome. Get £100 bonus for recommending someone and great credit card related offers. Reviewed on: 27th April 2020

Great rewards

Nice rewards for having a current account Reviewed on: 27th April 2020

Great monthly interest

I've had this for a few years now. Yes the £5 fee is annoying and they dropped the interest rates. But I still get around £15 a month interest for a £5 fee. No brainer! Reviewed on: 27th April 2020

Mortgage Freeze

Freeze your mortgage online, its easy, don't phone they wont answer. Reviewed on: 20th March 2020

Best UK Bank Account

I have been with Santander 123 current account 3 years now I think it is one of the best bank accounts on the high street it you get paid 1% from April Upton £20,000 in your current account and you get 1% back on water and council tax up to £5 and 2% on gas and electricity up to £5 and mobile phones network and broadband TV packages up to £5 cash back on all 3 so that's £15 you could get back and money on you current account as well you pay you pay £5 a month that's fine with me some months I get £21.39 the highs I have got back on cashback was £29.79 and you can get cashback on special offers on the account on shopping you need to activated Upto 15% on lots on shops so that's a lot of money they have never let me know and I love this as you get a lot of cashbacks from Santander Reviewed on: 18th March 2020

Moved All My Money Elsewhere

Used to be a good bank, but then it reduced its 123 account from 3% to 1.5%, and it's going to reduce the rate again later this year to 1%. The fact that Santander must pay Ant & Dec millions to advertise for them irritates me even more. Ditch Ant & Dec - they don't make anyone want to be with a bank - the opposite in fact - very annoying! All the majority of customers are bothered about are interest rates and benefits, not pointless celebrities acting stupid in adverts!!! Reviewed on: 25th February 2020

Friendly and efficient

Staff at my local branch are very friendly and helpful. Any problems I have had have been dealt with very efficiently. Reviewed on: 9th February 2020

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