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Santander: 123 Current Account (discontinued) reviews

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4.16

Based on 1,271 reviews, last reviewed 25th Mar 2026

900% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

55%

27%

Latest highest rating:

5

A very reliable service provider A very reliable service provider Reviewed on: 25th March 2026

Latest lowest rating:

2

PROBLEM AFTER PROBLEM SO HAVE TRANSFERED TO NAYIONWI... PROBLEM AFTER PROBLEM SO HAVE TRANSFERED TO NAYIONWIDE AND NOW RECEIVE A MUCH MORE CUSTOMER FOCUSED BANK Reviewed on: 25th March 2026

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About this product

The Santander 1|2|3 Current Account is no longer available to new customers.

Review Santander: 123 Current Account (discontinued) now

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Santander 123 Current Account (discontinued) reviews (1271)

It's not worth its monthly fee anymore

The only thing that makes me stay with Santander 1-2-3 are their Retailer's offers. I get some cashback through their which offsets my monthly fee. Other than that, the monthly fee makes this account completely irrelevant (after the reductions which are due to happen in August). I will possibly move to 1-2-3 Lite due to inertia, but more likely will move to another bank Reviewed on: 16th June 2020

Santander

Was great at first but then they changed the terms and conditions of the cashback. Will be looking to change Reviewed on: 11th June 2020

Friendly Bank

I like the ease of use online banking app, the cash back you get on everyday spends from various retailers and if you ever have to visit a branch the staff are always friendly and well informed Reviewed on: 27th May 2020

Best current account

I have had the 123 account for about 4 years. I manage it online and receive cashback ever month. In this time, I have accrued over £400 in cashback. Any time I have contacted Santander they are extremely helpful and dealt with my query quickly and efficiently. Reviewed on: 22nd May 2020

Customer Service

Santander are well attendant when it comes to the consumers needs. Issues such as fraud on my account are dealt with in a quick and efficient manner. Reviewed on: 15th May 2020

no probs

does exactly what it says on the tin with no problems Reviewed on: 3rd May 2020

Best account going!

Opened the account as I moved house; perfect service Reviewed on: 30th April 2020

Great service

I have had this current account for years and would highly recommend Santander. They offer great customer service both in branch and online. They also have a couple of apps which I use regularly and they are both easy to use and provide a huge number of services Reviewed on: 28th April 2020

Great student current account!

Offers a great £1500 overdraft and a free railcard, which is awesome. Get £100 bonus for recommending someone and great credit card related offers. Reviewed on: 27th April 2020

Great rewards

Nice rewards for having a current account Reviewed on: 27th April 2020

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