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Santander: 123 Current Account (discontinued) reviews

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4.17

Based on 1,252 reviews, last reviewed 5th Sep 2025

200% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

55%

27%

Latest highest rating:

5

Santander Good app. Easy to set up and use with minimal fuss. Everything seems straightforward Reviewed on: 5th September 2025

Latest lowest rating:

2

Is that a bank for the elderly ? Strong impression that the bank have little time for customers . I approached my local branch 4 times since May 2025 for certificates of interest whic... Read more Reviewed on: 23rd June 2025

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About this product

The Santander 1|2|3 Current Account is no longer available to new customers.

Review Santander: 123 Current Account (discontinued) now

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Santander 123 Current Account (discontinued) reviews (1252)

Good for first year

Good interest rates on the first year and cashback is good, especially if you have a Santander mortgage! Reviewed on: 9th January 2020

Great

Great customer service. Had absolutely no problems with the account. Reviewed on: 7th January 2020

123 Lite Account has great benefits

My 123 Lite account has great cashback benefits for only £1 a month and you also get retailer rewards I recently got £40 from SKy Mobile. Reviewed on: 6th January 2020

Easy banking.

A nice, easy bank account that allows you to earn money on your bills. Reviewed on: 4th January 2020

good honest old fashioned

very good service--without being flash Reviewed on: 2nd January 2020

account worth it

make a net gain monthly as reward greater than cost Reviewed on: 31st December 2019

always understanding and friendly

if the line is long. they always reassure everyone and try to deal with everyone as quickly as possible Reviewed on: 30th December 2019

Reliable people

As costumer I have been always treated with respect and offered well above avarege service. Reviewed on: 30th December 2019

Good communication

Santander have always communicated well with me whenever they are making any changes. Reviewed on: 29th December 2019

Best current account

Good quality service nice banking services Reviewed on: 29th December 2019

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