Write a review

Go to business site

Santander: 123 Current Account (discontinued) reviews

View other Santander products

4.17

Based on 1,275 reviews, last reviewed 18th Apr 2026

No new 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

55%

27%

Latest highest rating:

4

Long term Santander Account I have had Santander accounts for over 10 years now and always found them to be of good service. The only downside I have encountered is the telephon... Read more Reviewed on: 18th April 2026

Latest lowest rating:

2

PROBLEM AFTER PROBLEM SO HAVE TRANSFERED TO NAYIONWI... PROBLEM AFTER PROBLEM SO HAVE TRANSFERED TO NAYIONWIDE AND NOW RECEIVE A MUCH MORE CUSTOMER FOCUSED BANK Reviewed on: 25th March 2026

Read all reviews Write a review

About this product

The Santander 1|2|3 Current Account is no longer available to new customers.

Review Santander: 123 Current Account (discontinued) now

Help others make smarter decisions by sharing your own experience.

Write a review

Santander 123 Current Account (discontinued) reviews (1275)

A good value account

Santander provide good value banking and helpful service. Reviewed on: 2nd January 2019

Helpful Banking

I have found this account great for everyday banking, a debit card for everyday use, paying all my bills by direct debit, whilst earning cashback on the payments, small amounts, but all a saving, and peace of mind that all the bills are paid. Reviewed on: 2nd January 2019

Great current account interest rate

Santander 123 has consistently had a better interest rate with no risk and no locked in commitment compared to its competitors even though it has reduces its interest rate and increased its fee it is still in my opinion the most lucrative current account. Reviewed on: 1st January 2019

Helpful, informative and money saving!

I have a number of products with Santander and have found them to provide excellent service over the years. When the products you are on dont maximise your earnings they will meet with you to improve. The shop cash back is also an added bonus!! Reviewed on: 1st January 2019

The Best

I am very happy with their service and I highly reccomend to everyone. Reviewed on: 31st December 2018

Customer service is fantastic

We recently switched to Santander and have been really pleased with the customer service online and in branch. Reviewed on: 31st December 2018

Santander

Strictly average account, I'll be looking for a better one on the New Year Reviewed on: 31st December 2018

Cashback and Intrest

Receiving cash back and interest is a great benefit. You also get additional benefits such as higher interest rates on savings and discounts on travel and home insurance Reviewed on: 26th December 2018

gives you cash back

earns money easily and helps my daughter save Reviewed on: 25th December 2018

AmaZing!

Friendly staff. Always helpful! Love it! Reviewed on: 23rd December 2018

Do you have a different Santander product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Are you a business? Get insights, reply to reviews, invite customers and understand their needs

Alternative products

Current account
from Citibank 2.89 from 10 reviews
Current account
from Halifax 4.18 from 982 reviews
Classic Account
from Lloyds Bank 4.03 from 796 reviews

Want to see more from Santander?

Life Insurance
from Santander 5.00 from 2 reviews
Choice Current Account
from Santander 4.23 from 22 reviews
Zero Credit Card
from Santander 4.21 from 21 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub