Write a review

Go to business site

Central Credit Union: Loans reviews

Name: Loans
Rating: 4.97 (2600 reviews)

View other Central Credit Union products

4.97

Based on 2,600 reviews, last reviewed 23rd Feb 2026

33% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

I spoke to Karen and she was very friendly and appro... I spoke to Karen and she was very friendly and approachable and made the whole process of applying for the loan and 3 way call very easy Reviewed on: 23rd February 2026

Latest lowest rating:

2

No help at all and quite rude. I needed to top up my loan a week early as I was desperate for a washing machine. I first sent an email which was ignored. I enquired and received an ... Read more Reviewed on: 11th July 2025

Read all reviews See your review

About this product

Central Credit Union offer a range of personal loans.

Some Central Credit Union personal loans allow you to borrow as little as £200. The maximum varies between £3,000 and £15,000.

Central Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Central Credit Union before, you can also leave a review and share your experience.

Central Credit Union Loans reviews (2600)

Review of the Central Credit Union, Loans:

Never had any problems over 10 yrsstaff geloful

Never gad any problems over 10 yrsstaff geloful Reviewed on: 23rd May 2025

100 percent

Central credit union have always been polite and extremely helpful Reviewed on: 23rd April 2025

Credit union is a great way to borrow money safely,...

Credit union is a great way to borrow money safely, securely and you can trust credit union 100%. Not only are you borrowing money but your saving at the same time which is a big comfort to know that I have savings put away for the future. Reviewed on: 23rd April 2025

Great service

Using the credit union has helped me during the Christmas period and buying school uniforms preventing me from going elsewhere where interest rates are extremely high and also enabling me to save money at the same time. Staff are always informative and helpful. Overall a great service Reviewed on: 23rd April 2025

They are very polite also explaining all aspects of...

They are very polite also explaining all aspects of the loan Reviewed on: 23rd April 2025

fast and reliable

Always been amazing fast and reliable Reviewed on: 23rd April 2025

Credit union have helped me out so much with a loan...

Credit union have helped me out so much with a loan for Christmas every year and I am able to buy everything I need for my family Reviewed on: 23rd April 2025

Great credit union.

Any time I get a loan it's always straightforward, the staff are very helpful and pleasant and it's a great place to also be able to save towards Christmas. Reviewed on: 23rd April 2025

This service has helped me so much through hard time...

This service has helped me so much through hard times, great easy process, staff are very helpful Reviewed on: 23rd April 2025

Came to my rescue more than a couple of times.

Came to my rescue more than a couple of times. I was impressed with the communication and the help they provided. I told my family and friends and they too have the same experience Reviewed on: 23rd April 2025

Best Credit union

I have been with them for a long time. App is simple enough to use. Staff are always there to help if I need anything. They help rather than putting you in more debt. Reviewed on: 23rd April 2025

Do you have a different Central Credit Union product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loans
from Wave Community Bank 4.91 from 222 reviews
Loan
from Drafty 4.69 from 215 reviews
Logbook loan (discontinued)
from Gissaloan (inactive company) 0.00 from 0 reviews

Want to see more from Central Credit Union?

Savings
from Central Credit Union 4.96 from 412 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub