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Central Credit Union: Loans reviews

Name: Loans
Rating: 4.97 (2600 reviews)

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4.97

Based on 2,600 reviews, last reviewed 23rd Feb 2026

33% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

I spoke to Karen and she was very friendly and appro... I spoke to Karen and she was very friendly and approachable and made the whole process of applying for the loan and 3 way call very easy Reviewed on: 23rd February 2026

Latest lowest rating:

2

No help at all and quite rude. I needed to top up my loan a week early as I was desperate for a washing machine. I first sent an email which was ignored. I enquired and received an ... Read more Reviewed on: 11th July 2025

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About this product

Central Credit Union offer a range of personal loans.

Some Central Credit Union personal loans allow you to borrow as little as £200. The maximum varies between £3,000 and £15,000.

Central Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Central Credit Union before, you can also leave a review and share your experience.

Central Credit Union Loans reviews (2600)

Review of the Central Credit Union, Loans:

Never had any problems over 10 yrsstaff geloful

Never gad any problems over 10 yrsstaff geloful Reviewed on: 23rd May 2025

Savings secured!

I needed to withdraw some savings to pay or a holiday but, instead, I was offered a secured loan. Just £30 interest to pay on £1,000. I'll have my holiday and still keep my nesting! Reviewed on: 22nd April 2025

Been a member for 35 years and never had a problem w...

Been a member for 35 years and never had a problem with my loans, always dealt with in the most professional manner Reviewed on: 21st April 2025

Hi I've Been With Central Credit Union For 30YEAR'S...

Hi I've Been With Central Credit Union For 30YEAR'S It's The Best Thing I have Done They Have Been Very Helpful Never Had A Problem With Them Over The Years's I Have Even Joined The Ladies Coffe Afternoon Every Thursday I Also Like Their Hospitality They Are Amazing I Would Be Lost With Out Them Your's Sincerely Ayesha Pettersen Reviewed on: 20th April 2025

Simple, quick online application.

Simple, quick online application. I also called the branch who were lovely and helpful Reviewed on: 20th April 2025

This credit union has been a life line for me and my...

This credit union has been a life line for me and my family. They have helped us through some really tough times. Reviewed on: 20th April 2025

Always had an excellent service from this credit union.

Always had an excellent service from this credit union. Reviewed on: 20th April 2025

Excellent communication & very satisfied with the lo...

Excellent communication & very satisfied with the loans & process Reviewed on: 20th April 2025

Very helpful staff clear communication and very effi...

Very helpful staff clear communication and very efficient thank you Reviewed on: 20th April 2025

Loan applications.

I have never had a problem with applying for loans because the staff are always very helpful, efficient and courteous. As the years have passed the loan process has been refined to the point that an application can be made online and the process is then very quick - I'm not sure what the response time is supposed to be, and an answer to the application, including documentation, is produced in days. The process is as streamlined as possible and it shows in the ease of applying and receiving loans. Reviewed on: 20th April 2025

Never had a bad experience always so helpful x

Never had a bad experience always so helpful x Reviewed on: 18th April 2025

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