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Central Credit Union: Loans reviews

Name: Loans
Rating: 4.97 (2600 reviews)

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4.97

Based on 2,600 reviews, last reviewed 23rd Feb 2026

33% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

I spoke to Karen and she was very friendly and appro... I spoke to Karen and she was very friendly and approachable and made the whole process of applying for the loan and 3 way call very easy Reviewed on: 23rd February 2026

Latest lowest rating:

2

No help at all and quite rude. I needed to top up my loan a week early as I was desperate for a washing machine. I first sent an email which was ignored. I enquired and received an ... Read more Reviewed on: 11th July 2025

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About this product

Central Credit Union offer a range of personal loans.

Some Central Credit Union personal loans allow you to borrow as little as £200. The maximum varies between £3,000 and £15,000.

Central Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Central Credit Union before, you can also leave a review and share your experience.

Central Credit Union Loans reviews (2600)

Review of the Central Credit Union, Loans:

Best Credit Union

Started saving with the credit union when I was a working single- parent and was able to take my daughter on our first holiday abroad. The staff are so helpful and go out of their way to help people in their community. I’ve recommended them to my daughter and people I know. X Reviewed on: 25th June 2020

I have been a customer for 15 years

I have been a customer with central credit union for 15 years, it’s always been something I have been able to rely on with confidence. Reviewed on: 17th April 2025

Great service, friendly yet professional.

Great service, friendly yet professional. Reviewed on: 17th April 2025

Loans always quick

Always reliable and happy to help loan always quick in being put into your account once approved Reviewed on: 17th April 2025

Always a good experience and staff really friendly

Always a good experience and staff really friendly Reviewed on: 17th April 2025

Credit union

Credit union have always been amazing with great staff 100% recommend Reviewed on: 17th April 2025

Very quick response and really friendly staff

Very quick response and really friendly staff Reviewed on: 17th April 2025

I have been with credit union about 15years now I ca...

I have been with credit union about 15years now I can honestly say in my hardest of times they were there to help always I get loans every year customer services is amazing never had any problems always there to speak to I use the chat feature on the website they bend over backwards for us all an we all need to appreciate them as I no I would be lost with out my credit union xx Thank you for the last 15 years all the help given an memories I have made on the holidays I could book with the loans xx Reviewed on: 17th April 2025

Fantastic help me and my family a lot

Fantastic help me and my family a lot Reviewed on: 17th April 2025

Super speedy service

I applied for a loan and was contacted the same say with a decision and money in my bank. Reviewed on: 16th April 2025

Having a bad credit report, I didn't have anywhere t...

Having a bad credit report, I didn't have anywhere to turn for a loan.. and I really wanted to start saving. So I tried central credit union and they were happy to help me. I've been with them for nearly 2 years now and had a good experience all round. Reviewed on: 11th April 2025

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