Smart Money People Logo

Central Credit Union: Loans reviews

4.97
Based on 2,600 reviews, last reviewed 23rd Feb 2026
33% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
98%
See only 4 star reviews
2%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I spoke to Karen and she was very friendly and appro... I spoke to Karen and she was very friendly and approachable and made the whole process of applying for the loan and 3 way call very easy Reviewed on: 23rd February 2026
Jennifer R's avatar
Jennifer R

Latest lowest rating:

2

No help at all and quite rude. I needed to top up my loan a week early as I was desperate for a washing machine. I first sent an email which was ignored. I enquired and received an ... Read more Reviewed on: 11th July 2025
Estelle Monaghan's avatar
Estelle Monaghan

About this product

Central Credit Union offer a range of personal loans.

Some Central Credit Union personal loans allow you to borrow as little as £200. The maximum varies between £3,000 and £15,000.

Central Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Central Credit Union before, you can also leave a review and share your experience.

Central Credit Union Loans reviews (2600)

Review of the Central Credit Union, Loans:

Best Credit Union

5
Started saving with the credit union when I was a working single- parent and was able to take my daughter on our first holiday abroad. The staff are so helpful and go out of their way to help people in their community. I’ve recommended them to my daughter and people I know. X Reviewed on: 25th June 2020

Great people n easy to talk to also make it quick an...

5
Great people n easy to talk to also make it quick and simple Reviewed on: 2nd October 2024

There always very helpful and reply back to messages...

5
There always very helpful and reply back to messages at a fast respond they help a lot and also stick to there word if they have arranged for a ring back from them selfs . Always friendly and they try there hardest to help in any situation Reviewed on: 1st October 2024

Amazing really helpful and staff are really pleasant...

5
Amazing really helpful and staff are really pleasant also willing to help Reviewed on: 30th September 2024

Quick and easy to apply and really helpful explainin...

5
Quick and easy to apply and really helpful explaining loans and savings to you. Reviewed on: 25th September 2024

Brilliant services, staff are always so helpful

5
Brilliant services, staff are always so helpful Reviewed on: 25th September 2024

Number one

5
Always made feel Welcome they have patients exspsally with metal health people like myself Reviewed on: 24th September 2024

Been with this company for a while now and there rea...

5
Been with this company for a while now and there really easy to contact very friendly to talk to and there really lovely people Reviewed on: 23rd September 2024

Central credit union are my guardian angels!!

5
They have been so empathetic and understanding. They have gone above and beyond for me and my children and i would have been really stuck without them. They are literally my guardian angel's. I lost my mum very recently and we had nothing. This credit union is the best hands down. Reviewed on: 23rd September 2024

Very helpful 10 day wait loan accepted signed an mon...

5
Very helpful 10 day wait loan accepted signed an money be in the bank same day happy days Reviewed on: 23rd September 2024

Excellent service

5
Great sevice and lovely people to talk to very happy with the quick service from central credit union Thankyou Reviewed on: 19th September 2024

Do you have a different Central Credit Union product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Central Credit Union?

    View all products