Smart Money People Logo

Central Credit Union: Loans reviews

4.97
Based on 2,600 reviews, last reviewed 23rd Feb 2026
33% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
98%
See only 4 star reviews
2%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I spoke to Karen and she was very friendly and appro... I spoke to Karen and she was very friendly and approachable and made the whole process of applying for the loan and 3 way call very easy Reviewed on: 23rd February 2026
Jennifer R's avatar
Jennifer R

Latest lowest rating:

2

No help at all and quite rude. I needed to top up my loan a week early as I was desperate for a washing machine. I first sent an email which was ignored. I enquired and received an ... Read more Reviewed on: 11th July 2025
Estelle Monaghan's avatar
Estelle Monaghan

About this product

Central Credit Union offer a range of personal loans.

Some Central Credit Union personal loans allow you to borrow as little as £200. The maximum varies between £3,000 and £15,000.

Central Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Central Credit Union before, you can also leave a review and share your experience.

Central Credit Union Loans reviews (2600)

Review of the Central Credit Union, Loans:

Never had any problems over 10 yrsstaff geloful

5
Never gad any problems over 10 yrsstaff geloful Reviewed on: 23rd May 2025

Very fast service.

5
Very fast service. Low interest rates. Save whilst you pay back loan. Reviewed on: 14th August 2024

Credit union loan

5
Very easy to sort loan out start to finish staff are amazing. Couldn’t be more pleased with the service. Reviewed on: 11th August 2024

Amazing everytime no issues i get it every 6 months...

5
Amazing everytime no issues i get it every 6 months xmas and uniform shopping and i save a 5 a week 2 so win win Reviewed on: 11th August 2024

The staff are really lovely and helpfull

5
The staff are really lovely and helpfull Reviewed on: 8th August 2024

Credit central union are very reliable and helpful t...

5
Credit central union are very reliable and helpful to their customers Reviewed on: 7th August 2024

I have good experience.

5
I have good experience. They always helped. Reviewed on: 7th August 2024

Saved my life ... made everything simple and easy

5
Saved my life ... made everything simple and easy Reviewed on: 7th August 2024

Having come out of Financially difficult situation c...

5
Having come out of Financially difficult situation credit union has provided me with a useful helpful lifeline staff are friendly helpful & i has no idea these services were available to me. Reviewed on: 6th August 2024

Always helpful, low interest rates, easy application...

5
Always helpful, low interest rates, easy application process and flexible / affordable payment plans Reviewed on: 6th August 2024

I have been with credit union nearly 8 years now and...

5
I have been with credit union nearly 8 years now and will stay with them for the rest of my life it’s easy and simple Reviewed on: 4th August 2024

Do you have a different Central Credit Union product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Central Credit Union?

    View all products