Smart Money People Logo

Central Credit Union: Loans reviews

4.97
Based on 2,705 reviews, last reviewed 27th Apr 2026
5200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
98%
See only 4 star reviews
2%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

They’re really helpful at all times when choosing to... They’re really helpful at all times when choosing to get a loan and consider a lot of repayment options including child benefit. It is really easy to ... Read more Reviewed on: 27th April 2026
Rebecca H's avatar
Rebecca H

Latest lowest rating:

2

No help at all and quite rude. I needed to top up my loan a week early as I was desperate for a washing machine. I first sent an email which was ignored. I enquired and received an ... Read more Reviewed on: 11th July 2025
Estelle Monaghan's avatar
Estelle Monaghan

About this product

Central Credit Union offer a range of personal loans.

Some Central Credit Union personal loans allow you to borrow as little as £200. The maximum varies between £3,000 and £15,000.

Central Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Central Credit Union before, you can also leave a review and share your experience.

Central Credit Union Loans reviews (2705)

Review of the Central Credit Union, Loans:

Lovely staff

5
I’ve been with the credit union many years nothing is ever too much always there to help staff have always been very friendly! Walton road are the best Reviewed on: 26th June 2020

Been in credit union for 16 years.

5
Been in credit union for 16 years. It has helped me so many times when needing loans for holidays, Christmas etc Reviewed on: 18th April 2024

Brilliant company to use the loans I have taken out...

5
Brilliant company to use the loans I have taken out have come in handy Reviewed on: 18th April 2024

I have been a member for around nearly 2 years all t...

5
I have been a member for around nearly 2 years all the staff are friendly and helpful Reviewed on: 18th April 2024

Central credit union has allowed me to feel so free...

5
Central credit union has allowed me to feel so free since signing up. I feel confident taking out loans knowing I am paying back a fair amount of interest and saving at the same time really works for me. I have never been able to save so this has allowed me to prove to myself I can. I also have zero anxiety over Christmas knowing I can access a loan if need be and my Christmas savings do not cut it, with the cost of living crisis and having 2 kids I worry about Christmas a lot. Even having a good stable wage from full-time work, I now feel a lot less anxious thanks to my credit union. Nothing is too much to ask. Reviewed on: 17th April 2024

Received a loan quick and easy

5
Received a loan quick and easy very helpful people whowork there and accepted that I was in financial hardship and gave me the best offers available. Reviewed on: 17th April 2024

Central Credit Union are member focused and experien...

5
Central Credit Union are member focused and experiences with them are very positive. They really care about their members. Reviewed on: 17th April 2024

Very helpful from start of application to processing...

5
Very helpful from start of application to processing payment Reviewed on: 17th April 2024

Fantastic quick easy transfer and wonderful staff

5
Fantastic quick easy transfer and wonderful staff Reviewed on: 16th April 2024

Central credit union are so friendly and efficient.

5
Central credit union are so friendly and efficient. I was nervous and they went above and beyond to help me and put me at ease. Highly recommended Reviewed on: 16th April 2024

I applied fof a loan a few days later they rang md z...

5
I applied fof a loan a few days later they rang md znc money was in bank same day excellent service Reviewed on: 16th April 2024

Do you have a different Central Credit Union product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Central Credit Union?

    View all products