Write a review

Go to business site

Central Credit Union: Loans reviews

Name: Loans
Rating: 4.97 (2600 reviews)

View other Central Credit Union products

4.97

Based on 2,600 reviews, last reviewed 23rd Feb 2026

33% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

I spoke to Karen and she was very friendly and appro... I spoke to Karen and she was very friendly and approachable and made the whole process of applying for the loan and 3 way call very easy Reviewed on: 23rd February 2026

Latest lowest rating:

2

No help at all and quite rude. I needed to top up my loan a week early as I was desperate for a washing machine. I first sent an email which was ignored. I enquired and received an ... Read more Reviewed on: 11th July 2025

Read all reviews See your review

About this product

Central Credit Union offer a range of personal loans.

Some Central Credit Union personal loans allow you to borrow as little as £200. The maximum varies between £3,000 and £15,000.

Central Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Central Credit Union before, you can also leave a review and share your experience.

Central Credit Union Loans reviews (2600)

Review of the Central Credit Union, Loans:

Best Credit Union

Started saving with the credit union when I was a working single- parent and was able to take my daughter on our first holiday abroad. The staff are so helpful and go out of their way to help people in their community. I’ve recommended them to my daughter and people I know. X Reviewed on: 25th June 2020

The customer service is amazing

Recently applied for the loan and the customer service assistant was very helpful and always replied when I emailed . I will be recommending to friends and family members Reviewed on: 13th November 2023

Amazing

Brilliant for Christmas with having the kids Reviewed on: 10th November 2023

Great!

Always a quick and simple way to apply for the loan, decisions are always fast & the call centre staff are amazing and very helpful and always willing to answer any questions you may have! Reviewed on: 9th November 2023

Fantastic company always happy to help and always provide excellent information.

I have been with credit union for year and as a single parent only working part time, it can be a struggle so the low interest loans really help, I am also able to save with them. Their customer service is amazing and they are always willing to help answer any questions you may have. Reviewed on: 9th November 2023

Customer service

Customer service & efficiency is always amazing! Reviewed on: 9th November 2023

Amazing

I must say I appreciate all the help I've received from liverpool central. I've done a lot of work in my household due to the help of the loans I've received from this company. Reviewed on: 9th November 2023

Credit Union

The service provided by the credit Union has been a life line for me, I have been able to save and borrow money at a low rate. All the staff are friendly and helpful. I have been able to get a loan for what I need and have not been judged or has to justify what I need to borrow. The process is simple and there is an online app so you can manage your savings and loan account Reviewed on: 8th November 2023

Christmas

If it wasn’t for this place my kids would never have had a Christmas I’m on year 8 or 9 now and still couldn’t be grateful enough ever, thank you x Reviewed on: 7th November 2023

Just amazing

Go above and beyond to help everyone, I've recommended alot of family and friends over the years, and now been a member for 7 years. Fantastic xx Reviewed on: 6th November 2023

Loan & Savings

I have been with the Credit Union now for 5 years… I have had multiple loans, and also had the chance to save a few thousand pounds over the years I have been with this company. And will continue, to do so. Staff are extremely communicative, professional, and very quick on acting on a response. I’ve had no issues what so ever with Central Liverpool Credit Union, and because I am a loyal member now, the application on line is really straight forward. Highly recommended, plus interest on loans, is extremely competitive, with any Bank or Building society. 10/10 from me always. Reviewed on: 2nd November 2023

Do you have a different Central Credit Union product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payday Loan
from Fast Loan UK 0.00 from 0 reviews
Short-term loan
from Sunny 4.90 from 6020 reviews
Personal Loan
from Everyday Loans 4.85 from 4954 reviews

Want to see more from Central Credit Union?

Savings
from Central Credit Union 4.96 from 412 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub

Central Credit Union: Loans reviews

33% decrease in 5 star reviews

No new 1 star reviews

Latest highest rating:

5

Latest lowest rating:

2

About this product

Central Credit Union Loans reviews (2600)

Best Credit Union

The customer service is amazing

Amazing

Great!

Fantastic company always happy to help and always provide excellent information.

Customer service

Amazing

Credit Union

Christmas

Just amazing

Loan & Savings

Do you have a different Central Credit Union product?

Want to see more from Central Credit Union?

Savings

Join Smart Money People

News, guides and insight from our team

UK money news stories - 24 July 2024

Your Money, Your Voice: Have your say

Our latest research - customers see little impact of FCA's Consumer Duty one year on

Consumer credit awards winners 2024