Write a review

Newsletter

Go to business site

Central Credit Union: Loans reviews

Name: Loans
Rating: 4.94 (3292 reviews)

View other Central Credit Union products

4.94

Based on 3,292 reviews, last reviewed 3rd Jul 2026

33650% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

They have always been extremely helpful and explaine... They have always been extremely helpful and explained everything clearly Reviewed on: 3rd July 2026

Latest lowest rating:

1

My lucky Budda. I will say Budda. Natalie has been my Budda twice. She is my lucky Budda, when you can't get help and exhausted trying with money, she comes along a... Read more Reviewed on: 18th June 2026

Read all reviews See your review

About this product

Central Credit Union offer a range of personal loans.

Some Central Credit Union personal loans allow you to borrow as little as £200. The maximum varies between £3,000 and £15,000.

Central Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Central Credit Union before, you can also leave a review and share your experience.

Awards

Best credit union loan provider 2025

Awarded to the credit union rated highest in customer reviews for loans.

Central Credit Union Loans reviews (3292)

Review of the Central Credit Union, Loans:

Lovely staff

I’ve been with the credit union many years nothing is ever too much always there to help staff have always been very friendly! Walton road are the best Reviewed on: 26th June 2020

Be lost without them!

Having a poor credit score even though I work really hard can make Christmases and birthdays difficult with the current cost of living. Central credit union relive so much anxiety knowing I can depend on them when I need to. The girls I have spoke with there have always been so lovely and can't do enough to help. Would recommend to anyone, Eryn Doyle Reviewed on: 21st May 2026

Great Partner

Prefer to use Credit Union because there purpose and aims are far better than any bank Reviewed on: 21st May 2026

Very reliable and efficient.

Very reliable and efficient. Always met with high standards and staff are always very helpful and have been for the last 14 years I’ve been with credit union Reviewed on: 21st May 2026

Great Experience

I have had a great experience getting a loan through my credit union. The application process was simple and easy to follow, and the staff were friendly, helpful, and approachable throughout. Everything was explained clearly, especially the repayment details, which made me feel reassured. Nicola Fletcher Reviewed on: 21st May 2026

Always a judge free service.

Always a judge free service. Always there helping and supporting everyone within and around their community Reviewed on: 21st May 2026

Vicky Rossiter

They are amazing every time I ring them the staff are lovely and very helpful Reviewed on: 21st May 2026

Very helpful staff

Very helpful staff who are always happy to help and friendly Reviewed on: 21st May 2026

Life changing, it gives me the security of bei g abl...

Life changing, uts fuve me the security of being able to do something substantiol each year, whether it be a holiday with the kids home improvments or getting on top of debts at times Reviewed on: 21st May 2026

I love credit union they have helped me in many ways...

I love credit union they have helped me in many ways they are so understand and caring I would allways appreciate the hard work the do for us and the time they take to help you Reviewed on: 20th May 2026

I’ve been with Central Credit Union for years now an...

I’ve been with Central Credit Union for years now and honestly they’ve been a lifeline at times. The staff are always friendly, professional and treat you like a real person rather than just a number. Everything is explained clearly, the process is straightforward and payments are always handled quickly and efficiently. What I love most is how supportive and community focused they are. Whether it’s savings or loans, they genuinely try to help members rather than make things difficult. You can tell they actually care about people and understand real life situations. Reliable, trustworthy and so much better than many mainstream lenders in my experience. I’ve recommended Central Credit Union to family and friends and will continue to do so. Thank you for all the help and support over the years. Reviewed on: 20th May 2026

Do you have a different Central Credit Union product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Crowdfunding
from Emerging Crowd 0.00 from 0 reviews
Personal Loan
from Fair Finance 3.39 from 9 reviews
Short term credit (discontinued)
from Nextcredit (inactive company) 4.44 from 207 reviews

Want to see more from Central Credit Union?

Savings
from Central Credit Union 4.92 from 633 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub