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Chase Bank: Current account reviews

4.94
Based on 48,983 reviews, last reviewed 18th Apr 2026
451800% increase in 5 star reviews
in the past 90 days
1100% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

4

Account has some good features and app is easy to use. Account has some good features and app is easy to use. Would recommend to anyone. Reviewed on: 18th April 2026
Damien B's avatar
Damien B

Latest lowest rating:

1

Pick a different bank. Initially, Chase were fine. After my account had been running normally for some time, they asked for information which I found intrusive, and told me... Read more Reviewed on: 16th April 2026
Net's avatar
Net

About this product

Chase is an award-winning current account provider.

The Chase current account offers 1% cashback for your first 12 months as a new customer. You can get answers to your questions 24/7 through the app where you’ll be instantly verified and fast-tracked through security.

Chase current account reviews help you find out what it’s like to be a customer. If you’ve used Chase before, you can also leave a review and share your experience.

Chase Bank Current account reviews (48983)

Review of the Chase Bank, Current account:

Great debit card for using abroad with no charges.

5
Great debit card for using abroad with no charges. 1% back on most purchases (limit). Reviewed on: 27th February 2025

Chase is Ace

5
Very easy to use. When a payment is made, an acknowledgement appears straightaway on my phone. I get 1% cash back up to &15 per month which I get back on the anniversary of getting the account. No charges when using the card abroad. Reviewed on: 2nd March 2025

Never had an issues, great service with great benefits

5
Never had an issues, great service with great benefits Reviewed on: 2nd March 2025

My favourite bank: clean UI, budgeting & interest

5
Easily my favourite bank out of the ones I have tried. I originally switched for the extremely clean UI. The app was just a lot faster and cleaner, using has always been easy and satisfying (though pls give us a dark mode). They make it really easy to bucket/portion the money by adding secondary accounts that sit on a second page. So budgeting thinks, such as one for food costs, one for holiday savings, one for a guilt-free allowance etc is super easy and very clear. They've always had either the best, or currently the most competitive interest rates on their accounts from what I've seen. They also do some nice extras, like cashback or boosted interested sometimes which is really nice to see. Of all my almost 2 decades with Lloyds beforehand, I never saw any nice bonuses like that! Chase also have other little fun features that help you save little bits, for example a 'round-up' pot which, say you spend 34.13£ on groceries, it'd round to 35£ and add that 87 pence to a special savings pot that has a boosted interest rate. It's of course a small amount, but it add up and if just a nice way to encourage you to save. The biggest downsides about Chase for my use is that we still don't have the option to get a credit card! I still have a Lloyds account purely due to this Reviewed on: 2nd March 2025

Easy, good value, efficient banking.

5
Easy, good value, efficient banking. Reviewed on: 2nd March 2025

Chase makes everyday banking so straightforward

5
Chase is so easy to use and keeps me updated on my account with automatic notifications. It even warns when I will next have to enter my pin instead of tapping. Reviewed on: 2nd March 2025

Superb Bank

5
It's superb in using Chase to manage your finances. Reviewed on: 2nd March 2025

I have been with Chase since it was launched in the...

5
I have been with Chase since it was launched in the UK- i like that it gives you a reward of 1% on nearly all purchases. Their savings rate is quite good too. Reviewed on: 2nd March 2025

Cashback is king!

5
The everyday cashback is simply unbeatable. Reviewed on: 2nd March 2025

Been a chase customer since it first came to the UK.

5
Been a chase customer since it first came to the UK. The app is glitch free and easy to use and the interest rates and cash back on purchases has made it a great offer. Reviewed on: 2nd March 2025

Great service, easy app, fab interest rates

5
Great service, easy app, fab interest rates Reviewed on: 2nd March 2025

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