Smart Money People Logo

Chip: Savings App reviews

4.94
Based on 18,432 reviews, last reviewed 13th Feb 2026
5350% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fun savings A good way to squirrel away some fundsfor a rainy day Reviewed on: 13th February 2026
Susan O's avatar
Susan O

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Chip Savings App reviews (18432)

Review of the Chip, Savings App:

The best interest rate for a savings account once

3
Had the best interest rate for a savings account at some point, not anymore though. Transferring money in and out was not as straightforward as with a regular app, not problematic though Reviewed on: 12th April 2024

Fun savings

5
A good way to squirrel away some fundsfor a rainy day Reviewed on: 13th February 2026

Best way to save without effort, I’m also investing...

5
Best way to save without effort, I’m also investing for the first time and seeing my savings and investments grow, making it easy and accessible for everyone! Easy and automatic is a great motivator!! Reviewed on: 13th February 2026

Incredible and simple way to save money

5
Incredible and simple way to save money Reviewed on: 13th February 2026

Chip changed my relationship with money & saving

5
I’ve never had a good relationship with money, Chip changed that. It completely changed the way i save money. It’s now so easy to save thanks to Chip. Reviewed on: 13th February 2026

Very happy with the ease of use.

5
Very happy with the ease of use. Good rates of interests and quick transactions when requested. For someone who’s not the best with tech it’s so simple to use. Would definitely recommend Chip to friends. Reviewed on: 13th February 2026

Excellent app, I have been a customer since the comp...

5
Excellent app, I have been a customer since the company started. Reviewed on: 13th February 2026

Great visual app

5
Great visual representation of my investment, easy to use Reviewed on: 13th February 2026

Easy savings and investment platform

5
Very user friendly app offering great mix of cash savings and investment opportunities. The auto savings feature is a strength and I like they demystify investing and encourage people to move beyond savings. Reviewed on: 13th February 2026

Amazing app for saving.

5
Amazing app for saving. I’ve saved for big events like wedding, baby and holidays without even thinking out it! It’s so much fun when you have forgotten about it for a while and then dip in and see you’ve saved hundreds! Reviewed on: 12th February 2026

Very easy to get started and use; only negative is b...

5
Very easy to get started and use; only negative is best rates reserved for new customers Reviewed on: 12th February 2026

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Stocks & Shares ISA

    from Chip 4.98 from 234 reviews
    Chip
  • Cash ISA

    from Chip 4.97 from 949 reviews
    Chip
  • Instant access savings

    from Chip 4.97 from 262 reviews
    Chip
    View all products