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Chip: Savings App reviews

Name: Savings App
Rating: 4.93 (18215 reviews)

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4.94

Based on 18,215 reviews, last reviewed 23rd Jan 2026

75% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

I’ve been using Chip for 3 yrs now and enjoyed it: e... I’ve been using Chip for 3 yrs now and enjoyed it: easy to use app, good savings rates.. Reviewed on: 23rd January 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Chip Savings App reviews (18215)

Review of the Chip, Savings App:

There is no better way

to automate savings. Chip has revolutionised the way in which we save. Reviewed on: 21st February 2022

Easy to use good rates

Easy to use. Good rates. Easy interface Reviewed on: 28th March 2025

Great money saving tool!

I have been using Chip for several years and it has been the best tool for building up savings. The interest rates are on par with the best high street banks. The app itself is extremely well made and responsive, with easy access to information. It is also updated very regularly with great features and improvements. Also it is not "pushy" or spamming my device constantly with offers etc like many similar apps. Highly recommended. Reviewed on: 28th March 2025

An easy to use and good value provider

I find Chip easy to use, and they offer competitive rates in a hectic market! Reviewed on: 28th March 2025

App is so easy to use and I feel is...

App is so easy to use and I feel is very secure Reviewed on: 28th March 2025

Smooth sailing

Smooth, was recommended by my son and apart from a few obstacles at the start which were my original bank blocking my transfer, all has been good. Reviewed on: 28th March 2025

Chip is super easy to use and is consistently provid...

Chip is super easy to use and is consistently provides a leading interest rate for the market. Reviewed on: 28th March 2025

Chip off the old block

The whole process has been straight forward and it's great to have a digital bank on hand to access my money when I need to - be that for savings or withdrawals. In a complex world I've valved the simplicity of using Chip. Reviewed on: 28th March 2025

Chip and their services were invaluable to me as I w...

Chip and their services were invaluable to me as I was going through the process of purchasing my first home. Knowing my money was safe, setting a savings goal and earning on my investments all helped me immensely. Reviewed on: 28th March 2025

Smooth, easy to use, good rates, everything you need

Smooth, easy to use, good rates, everything you need Reviewed on: 28th March 2025

Excellent Savings App...

Excellent savings app, helped me save up more than I've ever been able to previously. It's so handy and you don't notice the small amounts going in every few days. Reviewed on: 28th March 2025

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