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Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
12300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Innovation with returns

5
Chip provides an easy to use platform which provides excellent competitive rates and a range of innovative products Reviewed on: 21st March 2023

Love It !!

5
Recommended by a friend and now I’m an investor!! Love chip and all their efforts!! Reviewed on: 21st March 2023

Excellent app for savings and investments

5
I have had a Chip account for a couple of years. They have had market leading rates for most of that time on instant savings. Now they have full fscs backing guaranteeing savings investments up to £85000. Instant withdrawals too! Reviewed on: 21st March 2023

Brilliance

5
Really easy to use, brilliant saving rates Reviewed on: 21st March 2023

Easy to use and keeps improving!

5
Easy to use and keeps improving! Reviewed on: 21st March 2023

Best rates on market and intuitive app

5
Rates are unbeaten and the app is extremely easy to use. I’m not even signed up to the AI automatic savings function, but have seriously considered it on a few occasions and may well subscribe in future. Love following Chip’s news and new offerings - jumped on their new account that came out recently and the transfer was done in seconds. Reviewed on: 21st March 2023

All my savings needs in one place

5
Chip have done a great job of bringing together a wide variety of savings and investment products into a single platform, providing something for everyone. Reviewed on: 21st March 2023

Best app ever

5
Best and most innovative app that helps people achieve targets Reviewed on: 21st March 2023

Easy peasy

5
The best thing to come out of banking in a long time. Genuine honesty. Reviewed on: 21st March 2023

Great app easy to use

5
Great app, easy to save and use. You can save a good amount without worrying about it as it varies depending on other bills. Reviewed on: 21st March 2023

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