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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Great Auto Options

Chip allows me to invest in standard accounts as well as alternatives such as crypto without having to manage it myself. Like a one stop shop for investment… and their portfolio keeps growing, what’s not to love? Reviewed on: 21st March 2023

Great

Great app. Easy to use. Reviewed on: 21st March 2023

Chip. Is. Awesome.

Chip has made saving rewarding, simple and actually achievable for me! I can't thank them enough. I use a variety of different financial apps but Chip is by far the slickest, the best service and the most shareable. Reviewed on: 21st March 2023

The easiest way to save money

Simple and easy to use app. The auto save is amazing and I don’t miss the money leaving my account due to the small increments, but it really builds up. Reviewed on: 21st March 2023

Great and easy to use

Brilliant company, makes saving fun and accessible Reviewed on: 21st March 2023

Seamless with minimal effort on my part

I believe the title says it all. An ingenious way of saving which requires little effort in setting up. Even better now, Chip are paying interest on your balance! A win win! Couldn’t recommend higher Reviewed on: 21st March 2023

Simplifies my finances

I absolutely love the flexibility I have with Chip, from the product range to the ways I can increase my savings. It gives me so much flexibility if I have some big purchases going out in the month I can skip or just lower my auto save. I can designate where I want the money depositing and I can deposit extra in a few short clicks. For me it takes away the temptation to spend everything in my account because its whipped into my savings faster than I can spend (which is remarkable) It has ensured that I am saving money where I wasn't really before or I was but it was transferred back pretty sharpish Reviewed on: 21st March 2023

Very user friendly savings app

Chip made it possible for me to save the amount of money each month that I could not before. On top of that with a tasty 3,4% interest Reviewed on: 21st March 2023

So simple

Chip makes saving easy and almost gamified. So simple to add money, my favourite bits are the easy link to my Monzo account and the ai engine Reviewed on: 21st March 2023

The Savings GOAT

Great returns, wide variety of innovative products, responsive support, well designed app, FSCS protected deposits, easy to understand & use. What more could any saver want! Reviewed on: 21st March 2023

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