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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18463 reviews)

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4.94

Based on 18,463 reviews, last reviewed 16th Apr 2026

25000% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

Recommended for Savers

Saving without thinking about it and with an excellent daily interest rate. Reviewed on: 3rd March 2022

Best savings account ever

I didn't know that i could save so much without even realising it. I chose how much i save whit all the helpful settings. Im in control of my finances. Thank you ,Chip! Reviewed on: 3rd March 2022

Excellent platform

I feel safe with the chip app Customer service excellent as are incentives and products Reviewed on: 3rd March 2022

Innovative, great value, effortless!

By and large, life us busy. Saving money automatically through Chip is so much better than manual/traditional methods. Best of all, interest is higher this way than through my main banks ISA offering. The real surprise to me is just how quick it mounted up in view of the auto save. The target and projection to hitting that goal is incredibly good and makes, say, saving for Xmas a breeze. The cherry on top; the investment features to further grow your money. And I am excited about what additional options in this area are coming this year :) Reviewed on: 3rd March 2022

Saving painlessly

Have used for over a year now and save over £5000 ! Reviewed on: 2nd March 2022

Great app!

Love that chip saves for me without me trying -I’m saving more than ever before! Reviewed on: 2nd March 2022

Money Saving Bonazo

I have never been able to save until CHIP was introduced to me . The wonderful thing is that I do not have too physically do it myself . They calculate the amount I can give, leaving enough in my account for bills etc.. Reviewed on: 2nd March 2022

Easy to invest

Easy for beginners to invest and withdraw whenever they like. Reviewed on: 2nd March 2022

Game changer for personal saving

Since joining and experimenting with my auto-save levels, I can honestly say this app has proved invaluable. From saving money for small/medium purchases to holidays or weekends away, I've utilised Chip every time. Overall, a fantastic way to save and i'm super glad I opened an account Reviewed on: 2nd March 2022

Best Banking App ever!

Chip is such a great idea, I've always struggled to save but the way it analyses your spending and takes a little every few days makes it a painless experience! I've recommended the app to so many people, it's awesome! Reviewed on: 2nd March 2022

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