Smart Money People Logo

Chip: Savings app reviews

4.94
Based on 18,463 reviews, last reviewed 16th Apr 2026
25000% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

Help others make smarter decisions by sharing your own experience. Write a review

Chip Savings app reviews (18463)

Easy to use

5
Chip account easy to set up and use and being able to invest on same platform is great Reviewed on: 2nd March 2022

First ever savings

5
Chips ability to set goals and saving at such a small amount frequently made saving very easy for me. I never had savings before and after my first year I had thousands saved. Christmas didn't take me by surprise. I now have my wife using it and she loves it! Reviewed on: 2nd March 2022

Very good

5
Easy, genuine, communicative, gooood Reviewed on: 2nd March 2022

Great app

5
Makes it very simple to save. Excellent app Reviewed on: 2nd March 2022

Great for saving

5
The savings account has really helped me to save as a newly qualified nurse which can be so difficult ! Reviewed on: 2nd March 2022

Saving without knowing!

5
I usually don't even realise the money has left my account and then I check my Chip savings account and I'm quids in which always puts a smile on my face Reviewed on: 2nd March 2022

Excellent for saving

5
Chip is a perfect place to start saving both with it's AI savings tool and very competitive interest rates Reviewed on: 2nd March 2022

Makes saving fun

5
Chip makes saving fun, they do regular competitions and really motivate you to save through creating goals and interactive features in their app, such as the auto saving feature. Reviewed on: 2nd March 2022

I LOVE CHIP

5
One of my favourite apps, and saved me financially many times with the secret savings I always have in there. Reviewed on: 2nd March 2022

Intelligent savings made easy

5
It's a great app for not only putting money away based off of intelligent AI, but also making a profit on it via a number of savings options, a fantastic tool for those who like to make easy, safe money Reviewed on: 2nd March 2022

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Cash ISA

    from Chip 4.97 from 1045 reviews
    Chip
  • Instant access savings

    from Chip 4.96 from 285 reviews
    Chip
  • Easy access savings

    from Chip 4.96 from 574 reviews
    Chip
    View all products