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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18463 reviews)

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4.94

Based on 18,463 reviews, last reviewed 16th Apr 2026

25000% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

Saving made easy and rewarding

Best interest rate, easy to withdraw and deposit, set payday saving so no thinking involved Reviewed on: 1st March 2022

Great service for building savings

I've loved using Chip for the last couple of years! It's been such a great way for me to save up what I can afford to, without having to put away big chunks at the start of the month. My savings came in handy recently as a rainy day fund, which was all savings that I had barely noticed chipping away. The app is so easy to use, straightforward to set up and easy to make withdrawals when needed, plus the savings rate and the ability to easily invest is a big bonus. Reviewed on: 1st March 2022

Chips are in!

So easy, even a top spender can start savings. Reviewed on: 1st March 2022

Easy, quick saving app

This app makes saving easy, as well as offering the option to invest makes the app even better. Reviewed on: 1st March 2022

Beautiful, clear app with an exciting user experience!

I'm using Chip to save for Christmas presents and the AI saving mode makes that a completely seamless task! Reviewed on: 1st March 2022

Easy way to save

Saving is effortless they do the work you Benefit from building a nest egg Reviewed on: 1st March 2022

Excellent way of saving without noticing

Chip was introduced to me by a work colleague. I put much thought into joining as I felt apprehensive about sharing access to my finances in an unconventional way. I needn’t have delayed my decision, it’s so easy to save at a level that suits you. I save on average approx £150 per month which I would otherwise spend. I’m not far off saving 2k, but it would have been more if I hadn’t needed to withdraw. I’m saving the money for either a car or home improvements, and I’m doing it without feeling any impact to my finances. It’s easy to withdraw funds if you need to but when you reach a certain level of savings it seems a shame to take the money out. For anyone thinking of getting a Chip account, go for it, I recommend it. Reviewed on: 1st March 2022

Love chip

Love chip easy and convenient to use I recommend it to all my family and friends ❤️ Reviewed on: 1st March 2022

Outstanding!

I have love Chip since I got it a few years ago, and it continues to get better! I have saved so much without having to think about it, which is ace! Reviewed on: 1st March 2022

Great for savings

Great rates and easy to make investment in many different accounts. Adding new and exciting things very quickly to the app. Reviewed on: 1st March 2022

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