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Chip: Savings app reviews

4.94
Based on 18,463 reviews, last reviewed 16th Apr 2026
25000% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

Saving made Easy

5
Easiest way to save on the planet. Reviewed on: 1st March 2022

Simple to save

5
Striving to make a diversified saving and investment platform that makes managing your money straight forward and clear. Reviewed on: 1st March 2022

Easy saving

5
I love chip because you can save without even realising it, and it's amazing how quickly your funds grow. I also love that they've now diversified into investment accounts so I have places to put my money that I've saved with them! Reviewed on: 1st March 2022

Amazing!

5
I’ve never been a good saver, but this has enabled me to save loads! It’s so easy and I love tracking how much interest I make on a daily basis. Reviewed on: 1st March 2022

Simple, Rewarding

5
You can leave it, to do its work, no hassle and you'll be surprised at what you save over time. Equally you can play and tinker with the investments... A great app to start your future planning. Reviewed on: 1st March 2022

amazing

5
Getting far better returns than ever before from a conventional savings account. Why should the banks make all the money off our savings, and leave us with pitiful rates of interest? Reviewed on: 1st March 2022

Top class product

5
I have invested in CHIP and use a variety of their saving schemes. All easily accessible on their app. An easy company to like. Reviewed on: 1st March 2022

Easy to use, easy to save

5
Chip has made it really easy to save - I'm on a fairly low income as a full time PhD student in part time employment, and Chip saves to my budget. I'm terrible at putting money aside to save myself, so it's great having it done for me at an affordable level. It's always a nice surprise checking my Chip balance and seeing how much it's grown! Reviewed on: 1st March 2022

Wish I'd joined Chip sooner!

5
I'm finding my Chip account easy to use, so pleased to see my auto savings grow and I love the daily interest adding up. Reviewed on: 1st March 2022

The peoples bank

5
I was introduced to Chip as the bank paying the best interest rate during a grim time for savers. With their autosave app, I was also able to increase my savings quickly and effectively. They are always seeking to get the best possible rates and to increase their savings and investments ​portfolio. Chip is growing and I feel part of it Reviewed on: 1st March 2022

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