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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18463 reviews)

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4.94

Based on 18,463 reviews, last reviewed 16th Apr 2026

25000% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

The best I've ever had

I'm awful with my money. Through adulthood if I have it, I'll spend it and sometimes even if I haven't got it, I'll continue to spend it. Chip's Payday Put Away & AI Auto-Saves keep my balance building even when some saves are £5 a week I guarantee that's £5 more than I would've saved before. Even having a 24-48hr delay on withdrawals is handy because it encourages me to be mindful about my spending. Love Chip! Reviewed on: 1st March 2022

Great, smart little app

I've been with Chip for about 18 months now (possibly longer). I love the range of products on there and how easy it is to use. Reviewed on: 1st March 2022

Easy to save!

Setting frequent amount of money aside is so easy with Chip. Saving has not been easier. Reviewed on: 1st March 2022

Chip are Money saver pros!

I’ve used chip for 4 years now and have saved over £8k in that time. My income is pretty low sub-30k and I’ve not missed the money that chip saves me during the month. Reviewed on: 1st March 2022

Ease

With Chip you can save and gain interest with an ordinary account our you can invest in shares on many platforms and all within the same app, nothing simpler Reviewed on: 1st March 2022

The best saving app around

I’ve been using chip since it started. It’s been amazing. I used to be so bad at saving but with chips you don’t notice it coming out of your account. It’s great watching your saving build. I’d be lost without chip I love it Reviewed on: 1st March 2022

Easy savings app

A really simple app that’s easy to use, with some of the highest interest rates available. Reviewed on: 1st March 2022

Easy to use

Good app, easy to invest with explanations of different options. Reviewed on: 1st March 2022

Easy saving with Chip

Set it up, sit back, stay in control and save. Reviewed on: 1st March 2022

Have recommended it and got my family and friends involved

Have used Chip for years and it’s kept me out of my overdraft and helped me save. Reviewed on: 1st March 2022

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