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Chip: Savings app reviews

4.94
Based on 18,463 reviews, last reviewed 16th Apr 2026
25000% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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5%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

Fantastic!

5
Absolutely love the way you can automatically put money aside to save without even noticing it. Fantastic all and innovative products. Reviewed on: 1st March 2022

What a banking app.

5
Never thought I would use a banking app but here I am. Chip does an awesome job. Reviewed on: 1st March 2022

Great savings app for everyone.

5
Easy to save - in fact you don’t need to lift a finger. I’ve always been awful at saving. Saving with Chip has helped me to pay for wedding suits for my groomsmen and buggies, cots and furniture for my baby. Reviewed on: 1st March 2022

Great money-saving method!

5
I’ve been saving with Chip for a couple of years now and it has been a great help. I set my automatic saves to different levels depending on my current finances and I barely even notice the money coming out of my bank account, so it all adds up in my Chip savings account. I’ve saved a good few thousand using Chip and it helped me save up for my house deposit! I now use it as my ‘rainy day’ savings, so it’s good to know I always have some money in there. Reviewed on: 1st March 2022

My savings

5
Better than all high Street banks and easy to withdraw, plan for future and invest. We'll done CHIP. Reviewed on: 1st March 2022

Top app - helped massively with savings

5
I’ve always had a savings account but I’ve taken money out of it straight away and never saved anything in the end. I love that chip automatically takes out a saving that I can afford to put away. I’ve not been using chip long but I already have over £100 in savings that I won’t even think about touching. Love the app! Reviewed on: 1st March 2022

Great wee app

5
Love that an app on my phone has helped me get into the habit of saving regularly Reviewed on: 1st March 2022

The best app to save money

4
I am saving money with Chip and I think it’s a very safe way to put some money in the corner It’s so easy to use and quick to withdraw money when need it Brilliant Reviewed on: 1st March 2022

Chip

5
best savings account on the market bar none. Nuff said! Reviewed on: 1st March 2022

Best bank in the Uk

5
Chip makes it so easy to complete transactions and its auto-save option has meant I have saved more than I would if I had to do it myself. Reviewed on: 1st March 2022

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