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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18463 reviews)

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4.94

Based on 18,463 reviews, last reviewed 16th Apr 2026

25000% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

Mr shorey

Made me change my throught about saving for future and know In a better place mentally and physically Reviewed on: 1st March 2022

Amazing user friendly service

I’ve been using chip for a few years now and have recommended all of my friends and family members join the app. Fantastic product which is easy to use. Reviewed on: 1st March 2022

Super helpful

Chip has made saving so much easier and more convenient. The app is super easy to use. 0.7% interest rate. FSCS protected helps too. Reviewed on: 1st March 2022

Easy to use

Easy to use app that helps every little save turn into a big dream Reviewed on: 1st March 2022

Great way to save

I enjoy watching my money grow in my chip account, Seeing interest going on daily and it makes me more reluctant to take it out and spend it on things I don't need. Very informative app, showing how much I have saved and how much I could save in a month or year. Reviewed on: 1st March 2022

Effortless Saving!

I've been a Chip user for about 3 years now and love it. I've been able to save for hen weekends, a new car, and even towards a deposit on my first home. Saving with Chip is effortless and because I don't use the stocks and shares option it has been entirely risk free. Withdrawals have been quick and the UI is intuitive. I recommend to anyone I know is trying to save and struggling. Reviewed on: 1st March 2022

Amazing

Was curious at first and glad that I was. An amazing app Reviewed on: 1st March 2022

Perfect app

I have always been bad with handling my own money, and with saving money. This app has changed my whole life/money situation! It’s not just great that it makes automatic savings for you (which you can skip if you need to), but you can deposit money whenever you like, and also set it up to save a specific amount on your payday. You can set goals within the app and see how far you are in a percentage from start to finish. But my favourite thing is that you can withdraw from your account but it takes 1 to 2 working days and that pretty much prevents me from doing any impulse buying! I am now hoping that I can spread the word to all my friends and that this app wins outright, but I fully believe they will go from strength to strength regardless of winning or not! Reviewed on: 1st March 2022

Easy saving

Easy savings made easy the easy way. Reviewed on: 1st March 2022

Fabulous, what more can I say.

Best savings App I have ever seen. So easy to set up and use. Reviewed on: 1st March 2022

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