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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18463 reviews)

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4.94

Based on 18,463 reviews, last reviewed 16th Apr 2026

25000% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

Saving made easy

Chip provides a great service and keep your money safe.. it’s simple and effective Reviewed on: 1st March 2022

Excellent way of saving.....

All the doubt removed from committing to saving. Excellent customer service Reviewed on: 1st March 2022

Savings has become exciting!

Love seeing the savings I make each week. Can’t believe the change it’s made in how I use my money! Reviewed on: 1st March 2022

Great and could be even better

Only the 3 day wait for money being deposited into your account is a downer but for the rest, often market leading interest rates (one or two providers are beating them currently though). Will stick with Chip though as I’ve also taken my first steps in investing with them. Reviewed on: 1st March 2022

Brilliant Bank for Savings

Before CHIP I had no savings however I'm now able to purchase new windows with my savings! So easy to use with the ability to stop payments if required. Reviewed on: 1st March 2022

Fun and interactive way to save!

Easy to set up, can set pots for different events. Really useful pay day saves that help bump up your balance. Easy to read and engaging emails Reviewed on: 1st March 2022

Quick and easy savings

I have always tried to save, but find myself dipping in too soon and ending up with nothing. Chip makes it so much easier with auto saving and pay-day savings to ensure my pot builds up without me really noticing, and being away from my main banking apps means I am less likely to dip in. Reviewed on: 1st March 2022

Amazing

Great customer service and the app is so easy to use. I saved without knowing! Reviewed on: 1st March 2022

The best

100% user friendly, a really easy way to save money with the added bonus of a competitive interest rate. Love love love Reviewed on: 1st March 2022

Easy way to save regularly

Great way to save setting your own levels. Savings habit now established - wish Chip had started a few years earlier as I'm amazed at how much I've saved in a short space of time. Reviewed on: 1st March 2022

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