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Chip: Savings app reviews

4.86
Based on 18,462 reviews, last reviewed 16th Apr 2026
93% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Chip Savings app reviews (18462)

Review of the Chip, Savings app:

Best App ever!

5
Best App ever! Love how easy and secure is to deposit the money and see my savings growing every month is amazing! Reviewed on: 28th March 2025

Easy savings solution

5
If you are a lazy saver like me, then Chip makes it easy to save and forget that your have money is safely growing out of site! Reviewed on: 31st March 2021

Great interest rates - easy access

5
In a time where most slash interest rates, it's good to see an easy access account with good returns. Reviewed on: 31st March 2021

Chip

5
It’s a chip off the old block !!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! Reviewed on: 31st March 2021

Very Easy To Sign UP

5
Signing up to the app was very easy.Interest rate of 1.25% with easy access is way above anything else currently on the market.Sign up via the Martin Lewis Moneysavingexpert site for an extra bonus. Reviewed on: 30th March 2021

Easy, quick, best interest rate by far

5
Fast and smooth experience downloading, installing and using the app to transfer money from my bank account into my savings account Reviewed on: 30th March 2021

The best savings app

5
The chip app has helped me save for the things that I want without struggling or thinking about it. Really great app and would recommend it to anyone. Reviewed on: 30th March 2021

Brilliant

5
Everyone should have this little gem Reviewed on: 30th March 2021

Great company

5
I love chip, I have saved so much money and I don’t even notice that it is coming from my account! I would never managed to save so much money if I was trying to do it myself Reviewed on: 30th March 2021

Effortless Saving

5
Without this app my bank balance would zero. With this app, my bank blame is still near zero but I've got a couple of thousand pounds in savings! I absolutely would not have saved this money had I not been liked into Chip.. Reviewed on: 29th March 2021

1,25% Auto Save

5
Wow, 125 times what I was getting as my current account defaulted to 0.01%; who is ripping wo off! Also £25 bonus, easy App to use and invite to become a Hip Chip Monk! Reviewed on: 29th March 2021

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