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Chip: Savings app reviews

Name: Savings app
Rating: 4.86 (18462 reviews)

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4.86

Based on 18,462 reviews, last reviewed 16th Apr 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Chip Savings app reviews (18462)

Review of the Chip, Savings app:

Best App ever!

Best App ever! Love how easy and secure is to deposit the money and see my savings growing every month is amazing! Reviewed on: 28th March 2025

Best Saving App Used

I have been using Chip for a few years now, after inviting a few friends to join, I have been very impressed with the app and the technology behind the way Chip calculates my savings. Lockdown has been a bit tough but Chip has helped save for a few treats to get me through. Reviewed on: 26th March 2021

Great way to save and good interest rate

Simple and straight forward saving Reviewed on: 26th March 2021

Been using for years - have saved a ton!

Love this app - have used to save nearly 5 figures with both auto-saves and adding money into the savings account. Have recommended to friends and family as a great way to easily save cash! Reviewed on: 26th March 2021

Amazing saving app

This app is absolutely my favorite! Extremely easy to use, you can select the level of savings. I love the emoticons! Without even realizing I am able to save good money. Amazing app! Reviewed on: 26th March 2021

Great Savings - No Hassle

Chip savings account app is seamless. Don't even miss the amounts taken and soon mounts up. Best thing for saving without thinking about it. Reviewed on: 26th March 2021

Outstanding autosaves!

Love the autosaving feature, has helped me save during lockdown which I didn't think was possible! Reviewed on: 26th March 2021

Easy to setup and start saving.

With rates of return falling all around us in the savings space, it's incredible to find one that: (a) Is easy access and (b) offers a un-matched bonus on your savings; without having to lock your money away for multiple years. The automatic intelligent nature of this platform means you can sit back and let it stealthily build you a little nest egg, but if you've already got a little saved elsewhere, you could drop it in your chip+ account and get that great bonus rate on it. This was true for up to £5000; but this has recently been doubled to £10000! What's not to like! With its easy access and great bonus rate I intend to keep this account as my emergency fund account earning a good bonus rate when not needed; but if I do need to dip into it, I can rest assured that it will cleverly top itself back up over time. Reviewed on: 26th March 2021

Absolute no brainier

Chip has improved my money management massively. Due to Chip doing all the work for me, I actually have savings for the first time in years! Reviewed on: 26th March 2021

Super for saving

If you struggle to save, this app is the one for you. The autosave feature is fantastic, taking small (or large if you choose) amounts of money that you don't even notice and depositing them in your Chip account where they accumulate interest at a rate far higher than most financial institutions are offering right now. The app is really streamlined and intuitive, and if you do run into problems there's a dedicated customer support team who are always really helpful and friendly. I couldn't fault this app or anyone involved with Chip - would highly recommend to anyone who wants to save some money. Reviewed on: 26th March 2021

Easy Peasy

Don’t feel like I’m saving can’t believe how much I’ve saved in just 3 months without noticing it’s fantastic Reviewed on: 26th March 2021

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