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Chip: Savings App reviews

Name: Savings App
Rating: 4.93 (18446 reviews)

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4.94

Based on 18,446 reviews, last reviewed 17th Feb 2026

5700% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

I've used the app for several years, it's easy, stra... I've used the app for several years, it's easy, straightforward and fun to use and encourages me to save more money than I might otherwise and get mys... Read more Reviewed on: 17th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Chip Savings App reviews (18446)

Review of the Chip, Savings App:

Great Savings App

Great Saving App.... I have seen it only growing better over the past 12 months with innovative products and working towards truly increasing the interest rates of an average saver (which is the core of any savings reason). I wish Chip the very best and can only hope they continue their focus on being innovative and providing value and wealth growth to its customers. Reviewed on: 15th February 2023

Love Chip, never had savings till I got the app

Love Chip, never had savings till I got the app Reviewed on: 11th February 2026

Great App, saving made easy with competitive rates.

Great App, saving made easy with competitive rates. Excellent customer service Reviewed on: 11th February 2026

Innovative finance

Chip is fantastic at introducing people to savings and investment products. The auto save feature is truly innovative and hassle free Reviewed on: 11th February 2026

I have joined Chip since December 2024.

I have joined Chip since December 2024. Never had a problem with the company in fact they are brilliant. Highly recommend them Reviewed on: 11th February 2026

Great innovation.

Great innovation. Great user interface. Clear communications. Helpful when support needed Reviewed on: 11th February 2026

Fantastic App.

Fantastic App. Stable and easy to use. Good interest rates Reviewed on: 11th February 2026

Long-time Chip user

Have used Chip for years, love the auto-save function & versatility with savings options. Reviewed on: 11th February 2026

Chip helped me save money to see my sister

Using Chip has helped me save money to visit my sister in the USA. It takes money I clearly don’t need from my bank account into the chip savings account on chip and I don’t notice it gone. I’ve already won £5 in the monthly draw and I never win anything. it’s so good, I also bought in on their crowdfunding campaign Reviewed on: 11th February 2026

My Little Pot of Gold

I absolutely love the savings app, I've used it for a few years now and recommend it to family and friends. I've accumulated a little pot of gold and I haven't even noticed it coming out of my account. Reviewed on: 11th February 2026

Brilliantly Simplistic Savings App

Brilliant from when I first signed up, offer multiple accounts with very good interest as well as investment options. They make everything (especially investing) very easy to do. The customer service is 10/10 every time and again very easy to do via the app. In summary, everything done via Chip is simple, efficient and customer focused. Reviewed on: 11th February 2026

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