Smart Money People Logo

Chip: Savings App reviews

4.94
Based on 18,447 reviews, last reviewed 27th Feb 2026
23300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026
Adam A's avatar
Adam A

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Chip Savings App reviews (18447)

Review of the Chip, Savings App:

Best App ever!

5
Best App ever! Love how easy and secure is to deposit the money and see my savings growing every month is amazing! Reviewed on: 28th March 2025

Very efficient and accessible

5
Very efficient and accessible to move money in and out Reviewed on: 24th March 2025

Great, the best!

5
Great service, everything is so easy and straightforward. You don’t really need to do anything, just sit back and watch your money grow. Reviewed on: 24th March 2025

It’s a great savings account.

5
It’s a great savings account. App is easy to use, withdrawals are fast. Very happy with the whole package Reviewed on: 24th March 2025

Excellent rates withdrawal of funds easy

5
Excellent rates withdrawal of funds easy Reviewed on: 24th March 2025

Issues I may have are effectively resolved

4
Issues I may have are effectively resolved Reviewed on: 24th March 2025

I love Chip!

5
I love Chip! It's genuinely changed my life for the better. I have always been terrible with money, and having Chip saving for me has been a great safety net for when I've gone a bit silly on Amazon or at the pub!! Reviewed on: 24th March 2025

Great way of investing, easy, clear wood range of pr...

5
Great way of investing, easy, clear wood range of products Reviewed on: 24th March 2025

Good interest, recommended lots of friends

5
Good interest, recommended lots of friends Reviewed on: 24th March 2025

Easy app to use with good range of accounts and grea...

5
Easy app to use with good range of accounts and great customer service. Reviewed on: 24th March 2025

best ISA user experience,.

5
best ISA user experience,.easy to use and straight forward Reviewed on: 24th March 2025

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Stocks & Shares ISA

    from Chip 4.98 from 257 reviews
    Chip
  • Cash ISA

    from Chip 4.97 from 1035 reviews
    Chip
  • Instant access savings

    from Chip 4.96 from 285 reviews
    Chip
    View all products