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Chip: Savings App reviews

4.94
Based on 18,447 reviews, last reviewed 27th Feb 2026
23300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026
Adam A's avatar
Adam A

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Chip Savings App reviews (18447)

Review of the Chip, Savings App:

CHIP -Champion Highest Investment Provider

5
CHIP has done so very much from inception, to offer the public an innovative, easy way of saving, and then from the savings made, the user can spend on items needed or invest in very rewarding investment schemes, to cover all risk ranges. The CHIP app is so easy to use says she 69 y.o. Go for it ... you will save and earn more on your savings! Reviewed on: 1st March 2022

best ISA user experience,.

5
best ISA user experience,.easy to use and straight forward Reviewed on: 24th March 2025

Easy saving

5
Saving with chip has allowed me to buy things I never would have been able to afford and it's so easy you don't even notice Reviewed on: 24th March 2025

I love Chip.

5
I love Chip. So easy and very good rates. I love the prize draw! Reviewed on: 24th March 2025

Makes Saving a Breeze!

5
So easy to use, from initial set up to having instant access to balances. Makes saving a breeze. Reviewed on: 24th March 2025

Chip is the only reason I have savings!

5
I downloaded chip when I realised I wasn't making much of a dent in creating a savings pot for anything from holidays to a rainy day fund. It was really easy to set up and since I've had chip over always had around £1000 in my savings which I've never had before! It's also great because it lives separate to my bank, so because I'm not seeing it every day I forget it's there, allowing my savings to grow more over time. I have used the options of saving different amounts- you can either save a bit more and chip will look at how it can save a bit more aggressively for you (came in handy when I had a holiday and a big birthday coming up at the same time!) or if funds are a bit tighter, you can get chip to relax and save a bit less if needed- so you're still topping up your savings but just a bit slower! Reviewed on: 24th March 2025

Great App easy to use, my son recommended it to me.

5
Great App easy to use, my son recommended it to me. I have had no problems with the technology ! I would recommend it to all my friends. Reviewed on: 24th March 2025

Nice good and easy.

5
I think it is an easy app, there’s a lot of saving options and when I have spoken with customer services, they have been great Reviewed on: 24th March 2025

Saving without realising!

5
Always there to answer questions and offer support. A very good way to save as it’s automatic. Reviewed on: 24th March 2025

Chip is easy to use, provides good rates on savings...

5
Chip is easy to use, provides good rates on savings and allows for easy management of my money. Reviewed on: 24th March 2025

Very smooth service easy to set up and navigate the...

5
Very smooth service easy to set up and navigate the site. Reviewed on: 24th March 2025

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