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Chip: Savings App reviews

4.94
Based on 18,446 reviews, last reviewed 17th Feb 2026
5700% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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Latest highest rating:

5

I've used the app for several years, it's easy, stra... I've used the app for several years, it's easy, straightforward and fun to use and encourages me to save more money than I might otherwise and get mys... Read more Reviewed on: 17th February 2026
DNA's avatar
DNA

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Chip Savings App reviews (18446)

Review of the Chip, Savings App:

CHIP -Champion Highest Investment Provider

5
CHIP has done so very much from inception, to offer the public an innovative, easy way of saving, and then from the savings made, the user can spend on items needed or invest in very rewarding investment schemes, to cover all risk ranges. The CHIP app is so easy to use says she 69 y.o. Go for it ... you will save and earn more on your savings! Reviewed on: 1st March 2022

Very easy to use app.

5
Very easy to use app. Makes saving fun! Reviewed on: 11th February 2026

Loyal user of Chip since they launched.

5
Loyal user of Chip since they launched. Chip has saved me over 7000 over that time. Reviewed on: 11th February 2026

A fresh way to save.

5
A fresh way to save. Easy to navigate understand and succeed within Reviewed on: 11th February 2026

Best rates going and great customer service

5
Best rates going and great customer service Reviewed on: 11th February 2026

Great app

5
The app is easy to navigaite and has great saving options. The update emails makes it easy to keep up with the latests financial developments without unnecissary emails. Reviewed on: 11th February 2026

Slick, Smart Banking Made Simple

5
A polished, reliable banking app that makes everyday money management feel effortless. The layout is clean, transactions are almost instant, and helpful functions keep you in control. It’s fast, intuitive, and genuinely improves the way you handle your finances. Reviewed on: 11th February 2026

Auto saving at its finest

5
The auto saving element has allowed me to build a sizable slush fund without me noticing. Add to this the speed that I can withdraw the funds when required is fabulous. The choice of a prize account has seen me win far more that the standard interest. Reviewed on: 11th February 2026

It a very easy and settling app to use and it’s full...

5
It a very easy and settling app to use and it’s full of information and tips Reviewed on: 11th February 2026

Great way to save without any effort

5
Great way to save without any effort Reviewed on: 11th February 2026

Goos easy to use app

4
Good app but rates are now pretty poor Reviewed on: 11th February 2026

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