Smart Money People Logo

Chip: Savings App reviews

4.94
Based on 18,432 reviews, last reviewed 13th Feb 2026
5350% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fun savings A good way to squirrel away some fundsfor a rainy day Reviewed on: 13th February 2026
Susan O's avatar
Susan O

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Chip Savings App reviews (18432)

Review of the Chip, Savings App:

Great Savings App

5
Great Saving App.... I have seen it only growing better over the past 12 months with innovative products and working towards truly increasing the interest rates of an average saver (which is the core of any savings reason). I wish Chip the very best and can only hope they continue their focus on being innovative and providing value and wealth growth to its customers. Reviewed on: 15th February 2023

Very happy customer

5
Easy to use app, quick customer service replies, good digestible info about how to save your money. I’ve successfully been able to save for lots of important things in my life with ease. Reviewed on: 11th February 2026

Easy to use and a nice bank.

5
Easy to use and a nice bank. No negative experiences from them. Reviewed on: 11th February 2026

Best saving app by far

5
Chip is simple to use , great rates , and if I need to withdraw any money it’s in my account immediately. Best savings platform in my opinion Reviewed on: 11th February 2026

Great App!

5
Great App, made saving and investing simple. Reviewed on: 11th February 2026

Chip has helped me so much

5
The Chip app has helped me be in a better position financially than I have ever been. It's clear and accessible, so easy to use and I always get help whenever I need it. My finances are so organised now with savings I never had before I started using the app and my experience has been nothing but positive. Reviewed on: 11th February 2026

Easy to save as dont have to think about it and good...

5
Easy to save as dont have to think about it and good customer service and communications Reviewed on: 11th February 2026

CHIP for savings

5
I have been using CHIP for savings and it's just so easy and fulfilling to see my savings grow. Reviewed on: 11th February 2026

Never had a problem so can't complain

5
Never had a problem so can't complain Reviewed on: 11th February 2026

Brilliant.

5
Quick, easy and hassle free. Saving money without really knowing. Reviewed on: 11th February 2026

I use it for the automatic safe feature

5
I have used the Chip app to help me to save - the algorithm identifies affordable amounts for me move from my current account and transfers the funds automatically. I like the flexibility to cancel a save, skip saves, and to move money back if needed. Reviewed on: 11th February 2026

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Stocks & Shares ISA

    from Chip 4.98 from 236 reviews
    Chip
  • Cash ISA

    from Chip 4.97 from 953 reviews
    Chip
  • Instant access savings

    from Chip 4.97 from 264 reviews
    Chip
    View all products