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Chip: Savings app reviews

Name: Savings app
Rating: 4.86 (18462 reviews)

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4.86

Based on 18,462 reviews, last reviewed 16th Apr 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Chip Savings app reviews (18462)

Review of the Chip, Savings app:

Best App ever!

Best App ever! Love how easy and secure is to deposit the money and see my savings growing every month is amazing! Reviewed on: 28th March 2025

The easiest and most simplistic was to save...

I have been good at saving throughout life but think this beauty is a super useful tool whether you're also good at saving or terrible... You don't miss the money! You get a notification each time it "steals" from you and maybe the first few times you rush to login to internet banking to make sure all is ok, quickly realising, it knows exactly what it's doing. Whether you need a few quid for a rainy day or desperate to go on a big family holiday you don't think you can afford, this apps for you. Easy to adjust settings as required to make your goals achievable... Brilliant! Reviewed on: 10th March 2021

Great service

Was a little sceptical moving into this type is banking/savings but Chip have had consistent band clear communication throughout. The app in itself has been fantastic to use and makes keeping track of money and saving goals more exciting rather than tedious. The company have provided a great service and I am a happy customer Reviewed on: 10th March 2021

Cheap as chips

Don’t know where I was going with that title but Chip really has helped me with my finances throughout lockdown and making sure I have a nice little pot for this rainy day (ironically it’s raining as I write this!). East to use and the updates they’ve been coming out with makes it easier and more sleek every time. Thanks Chip! Reviewed on: 10th March 2021

Simple, easy and market beating

The chip app is simple and easy to use, the live chat function is well responded too and the savings rates are market beating. What's not to like. Reviewed on: 10th March 2021

Modern way to save

A modern easy way to save, control and adapt to life’s needs. Reviewed on: 10th March 2021

Great and easy app

Really enjoy the concept of the app. Its a great system and the great interest is also a massive plus! The auto saving feature is great too. Would recommend. Reviewed on: 10th March 2021

Fun easy to use application

This has too be one of the most fun fascinating easy to use apps to date Reviewed on: 10th March 2021

Great savings app

Love Chip. Invested with Chip since it started. Highly recommended. Reviewed on: 10th March 2021

Excellent way to save

Putting away what you know you can afford it really useful. It also helps how I plan to save and what to save for in advance. Overall My saving is much better planned because of Chip. So far I have saved for 3 holidays and for house renovations. Would highly recommend. Reviewed on: 10th March 2021

Saving made easy

Having a savings app was made easy with chip as it allowed me to actually have a savings plan that I can adapt and change to my own individual needs, with no access to a bank locally , being able to have quick easy access to my savings and money goals has helped to achieve a real saving like I have not being able to do before and I have introduced all of our 3 children to the benefits of saving in a digital age with a smart company that I have been with from early onset and they have embraced the new age of savings and the use of digital technology that is for today’s savers in this progressive and mobile younger generation as well as is older folks having access to other products and services direct form our phones Reviewed on: 10th March 2021

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