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Chip: Savings app reviews

Name: Savings app
Rating: 4.86 (18462 reviews)

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4.86

Based on 18,462 reviews, last reviewed 16th Apr 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Chip Savings app reviews (18462)

Review of the Chip, Savings app:

Best App ever!

Best App ever! Love how easy and secure is to deposit the money and see my savings growing every month is amazing! Reviewed on: 28th March 2025

An excellent saver

Chip is excellent at achieving and exceeding my savings goal, I reached my savings target within 3 months without noticing the amounts it was saving. Highly recommended. Reviewed on: 10th March 2021

Relatively high interest.

Highest interest rates available, but requires referral from friend. Reviewed on: 10th March 2021

Great rates and good service

I have been with chip for a while and I found I have saved more with them in the last 12 months than I have ever done before, the clever algorithm makes it effortless and the constant improvements to their product and services is inspiring, can't fault them! Reviewed on: 10th March 2021

Saving without thinking

Like most people, to actually do something firstly I have to think about doing it and secondly I have to remember to do it! Chip takes this responsibility away - does it for you automatically. You can set saving goals up, pay day savings and lots more but I just use the automatic savings linked to my main bank account. Savings mount up quickly without really noticing Reviewed on: 10th March 2021

If you do one new thing today, DOWNLOAD CHIP!

Chip has offered me a simple, straightforward, and flexible means of saving for those rainy days, as available in App form. I really recommend this Saving App to everyone - get that 1.25% and recommend a friend! Reviewed on: 10th March 2021

Great way to save without thinking

Automatic saving is a great idea and a wonderful way of building your savings without really trying. Reviewed on: 10th March 2021

Great way to save

This app means I have extra money saved that I didn’t realise and don’t notice, which is excellent for a rainy day or extra bills. Great customer service too Reviewed on: 10th March 2021

Easy savings

Chip’s app makes automatic savings for me based on percentage I have control over and will not miss. The app is also super easy to navigate. It makes saving super easy. Reviewed on: 10th March 2021

Fantastic savings app, save money without noticing

Wonderful app that looks at your spending habits and calculates what you can save with noticing. Really looking forward to upcoming enhancements that will enable savers to invest and generate great returns Reviewed on: 10th March 2021

Great Rate & Easy to use App

Good interest rate on the Chip+1 account which is easy to sign up for between you and a partner/friend. Also investment options from BlackRock going live soon, make this a top tier savings app. Reviewed on: 10th March 2021

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