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Chip: Savings App reviews

Name: Savings App
Rating: 4.93 (18442 reviews)

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4.94

Based on 18,442 reviews, last reviewed 15th Feb 2026

5600% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to save with the automatic saving function - fi... Easy to save with the automatic saving function - finds money I won’t miss to save for the future. Costs little to utilise and has competitive rates Reviewed on: 15th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Chip Savings App reviews (18442)

Review of the Chip, Savings App:

A straightforward app with decent rates and good cus...

A straightforward app with decent rates and good customer service. Reviewed on: 27th March 2025

Great app that helps people to save and build wealth.

Great app that helps people to save and build wealth. Nice selection of cash and stock accounts available, both ISA or General. Good interest rates as well. Reviewed on: 11th February 2026

Banking made Simple

I vote for CHIP because they bring a no nonsense simple approach to banking and investment which makes for easy understanding for the general members of the public who are not versed in financial matters, stocks shares savings and investments. Reviewed on: 11th February 2026

Easy to use and great connectivity with the banks.

Easy to use and great connectivity with the banks. Fantastic range of investment products Reviewed on: 11th February 2026

Long time user and investor loves the ease of saving

Been a user for a few years and even invested in first couple of rounds. I’ve been an advocate for the company, its purpose and the app since I discovered it a few years ago. I like the ability to transfer funds out as well as in with ease and I appreciate the auto-save feature. Let it work in the background and should an emergency arise you know there’s some rainy day funds available when needed. Reviewed on: 11th February 2026

Great app, easy to use and fun saving.

Great app, easy to use and the easiest I've ever found saving. The prize savings account is particularly exciting and offers a completely new way to save. The investment platform is straightforward, easy to use and understand, even for people like me who had never invested before. Reviewed on: 11th February 2026

So easy to use to save

So easy to use to save money for me Reviewed on: 11th February 2026

I have been a customer since the start of Chip.

I have been a customer since the start of Chip. Making you save money without you noticing. Easy access to the money you've saved. The app is straightforward to use and easy to navigate. Reviewed on: 11th February 2026

Great app prompting good saving habits

Great app that encourages good saving habits and provides easy access to additional financial products including ISAs and Stocks & Shares. Reviewed on: 11th February 2026

Best app to build a wealth foundation

Chip has been very educational throughout my saving journey. Their auto saving intelligence helped me build an emergency fund passively and their interest rates have boosted those efforts. Their further ISA and share offerings, as well as their prize ventures, have added a good range of services and kept things exciting, showing they are always trying to innovate within the sector. Reviewed on: 11th February 2026

Makes savings easy

Easy app to use, very good incentives and mechanisms for saving. Reviewed on: 11th February 2026

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