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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18447 reviews)

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4.94

Based on 18,447 reviews, last reviewed 27th Feb 2026

5725% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Chip Savings App reviews (18447)

Review of the Chip, Savings App:

CHIP -Champion Highest Investment Provider

CHIP has done so very much from inception, to offer the public an innovative, easy way of saving, and then from the savings made, the user can spend on items needed or invest in very rewarding investment schemes, to cover all risk ranges. The CHIP app is so easy to use says she 69 y.o. Go for it ... you will save and earn more on your savings! Reviewed on: 1st March 2022

Easy to save as dont have to think about it and good...

Easy to save as dont have to think about it and good customer service and communications Reviewed on: 11th February 2026

CHIP for savings

I have been using CHIP for savings and it's just so easy and fulfilling to see my savings grow. Reviewed on: 11th February 2026

Never had a problem so can't complain

Never had a problem so can't complain Reviewed on: 11th February 2026

Brilliant.

Quick, easy and hassle free. Saving money without really knowing. Reviewed on: 11th February 2026

I use it for the automatic safe feature

I have used the Chip app to help me to save - the algorithm identifies affordable amounts for me move from my current account and transfers the funds automatically. I like the flexibility to cancel a save, skip saves, and to move money back if needed. Reviewed on: 11th February 2026

Great app that helps people to save and build wealth.

Great app that helps people to save and build wealth. Nice selection of cash and stock accounts available, both ISA or General. Good interest rates as well. Reviewed on: 11th February 2026

Banking made Simple

I vote for CHIP because they bring a no nonsense simple approach to banking and investment which makes for easy understanding for the general members of the public who are not versed in financial matters, stocks shares savings and investments. Reviewed on: 11th February 2026

Easy to use and great connectivity with the banks.

Easy to use and great connectivity with the banks. Fantastic range of investment products Reviewed on: 11th February 2026

Long time user and investor loves the ease of saving

Been a user for a few years and even invested in first couple of rounds. I’ve been an advocate for the company, its purpose and the app since I discovered it a few years ago. I like the ability to transfer funds out as well as in with ease and I appreciate the auto-save feature. Let it work in the background and should an emergency arise you know there’s some rainy day funds available when needed. Reviewed on: 11th February 2026

Great app, easy to use and fun saving.

Great app, easy to use and the easiest I've ever found saving. The prize savings account is particularly exciting and offers a completely new way to save. The investment platform is straightforward, easy to use and understand, even for people like me who had never invested before. Reviewed on: 11th February 2026

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