Smart Money People Logo

Chip: Savings App reviews

4.94
Based on 18,447 reviews, last reviewed 27th Feb 2026
23300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026
Adam A's avatar
Adam A

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Chip Savings App reviews (18447)

Review of the Chip, Savings App:

Best App ever!

5
Best App ever! Love how easy and secure is to deposit the money and see my savings growing every month is amazing! Reviewed on: 28th March 2025

Excellence

5
Always clear and direct in their dealings. I love the straight forward layout and use of concise language. Their signposting to available products is consistently relevant and easy to read. Reviewed on: 23rd March 2025

Really really simple, good range of saving productss

5
Really really simple, good range of saving products. Seem to be v competitive too when I’ve cross checked on martin lewis, go compare etc Reviewed on: 23rd March 2025

Experience

5
My experience so far has been very good Reviewed on: 23rd March 2025

The app is very easy to use

5
The app is very easy to use and had made transfers etc super-easy. Reviewed on: 23rd March 2025

Happy with the service, no delay to withdraw money.

4
Happy with the service, no delay to withdraw money. They keep customers update on product available to keep their savings going Reviewed on: 23rd March 2025

Chip consistently has excellent rates.

5
Chip consistently has excellent rates. The app is easy to use and the products are easily identifiable. Reviewed on: 23rd March 2025

Easy app to use and customer service is excellent.

5
Easy app to use and customer service is excellent. Good range of account to use. I'll be looking forward to when they develop into doing current account Reviewed on: 23rd March 2025

Fantastic app to help make those savings you never t...

5
Fantastic app to help make those savings you never thought you could! Reviewed on: 23rd March 2025

Absolutely no problems with any dealings

5
Absolutely no problems with any dealings Reviewed on: 23rd March 2025

User friendly, good rate of interest

5
User friendly, good rate of interest Reviewed on: 23rd March 2025