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Chip: Savings App reviews

4.94
Based on 18,447 reviews, last reviewed 27th Feb 2026
23300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026
Adam A's avatar
Adam A

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Chip Savings App reviews (18447)

Review of the Chip, Savings App:

Best App ever!

5
Best App ever! Love how easy and secure is to deposit the money and see my savings growing every month is amazing! Reviewed on: 28th March 2025

Chip has covered my back so many times!

5
Chip has been a fantastic platform for me. I've struggled long term to save effectively, however since joining chip it's become effortless to save and it's certainly covered my back on so many occasions! Im so grateful my partner introduced me to Chip around 4 years ago. I really love the auto-save features so I can squirrel away extra money, as well as receiving fantastic interest rates across different accounts. Reviewed on: 23rd March 2025

Used for emergency fund and stocks isa, happy with m...

5
Used for emergency fund and stocks isa, happy with my experience and will be using them long term Reviewed on: 23rd March 2025

Just easy to use and an excellent way to save.

5
Just easy to use and an excellent way to save. Reviewed on: 23rd March 2025

Great way to save money and to take out in an emerge...

5
Great way to save money and to take out in an emergency if you have to pay a bill whilst trying to save. Easy access to withdraw and takes seconds from chip account into your bank account! This is a lovely service as I saved via chip but in emergency’s money is in my account within seconds, no other app does that and why wait when chip has it all and tracks how much you can save on the activity on your account, plus it’s all private and confidential as chip doesn’t share your data/ details with anyone else. Reviewed on: 23rd March 2025

A really super no fuss bank that has really offered...

5
A really super no fuss bank that has really offered great returns and super customer service. Reviewed on: 23rd March 2025

Easy to use, good rate of interest at first.

4
Easy to use, good rate of interest at first. BUT they give better rates to new customers. A shame as I would like to be have a long term relationship with CHIP. Reviewed on: 23rd March 2025

Easy to use app with good options

5
Easy to Navigate in the app, good savings options and easy to transfer. Reviewed on: 23rd March 2025

Excellence in Banking!

5
Always up-to/date and easy to navigate, with lots of regular and positive customer comms! Reviewed on: 23rd March 2025

They are a great bank with excellent rates and I wou...

5
They are a great bank with excellent rates and I would strongly recommend them to anyone Reviewed on: 23rd March 2025

Chip helps me to gain some extra income.

5
Chip helps me to gain some extra income. Its very easy to use Reviewed on: 23rd March 2025

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