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Chip: Savings App reviews

4.94
Based on 18,447 reviews, last reviewed 27th Feb 2026
23300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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95%
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5%
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Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026
Adam A's avatar
Adam A

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Chip Savings App reviews (18447)

Review of the Chip, Savings App:

Best App ever!

5
Best App ever! Love how easy and secure is to deposit the money and see my savings growing every month is amazing! Reviewed on: 28th March 2025

Chip is so easy to use with all the best features av...

5
Chip is so easy to use with all the best features available. Reviewed on: 20th March 2025

The security on Chip is excellent.

5
The security on Chip is excellent. The website is very easy to negotiate to look at savings & withdrawals. The interest is shown how it is accumulating through the month to be added monthly. There several types of accounts with different interest rates. It is easy to withdraw money & add money as I've done both. Reviewed on: 20th March 2025

Pretty good

4
Pretty good except for you can't talk to anyone Reviewed on: 20th March 2025

Good rates and very easy to use on app.

5
Good rates and very easy to use on app. Thank you Reviewed on: 20th March 2025

Good rates, app and customer service

5
Good rates. Very easy to use app. Customer service always provides swift and complete responses. Reviewed on: 20th March 2025

They are fantastic.

5
They are fantastic. Easy to set up, withdraw. Start new accounts and move money between them. They offer a fantastic interest rate and also have a monthly prize draw you can enter into. This provides the opportunity to earn a lot of money ! Reviewed on: 20th March 2025

App is easy to navigate, advice available and good u...

5
App is easy to navigate, advice available and good updates. Reviewed on: 20th March 2025

Easy way to save

5
The Chip app is very easy to use. It is simple to add funds or move funds from one account to another, and the product range is impressive. I have benefitted from rewards for recommending Chip which is a nice bonus. I hope that the interest rates will stay competitive in these uncertain times. Reviewed on: 20th March 2025

I have recommended chip to loads of family and frien...

5
I have recommended chip to loads of family and friends it has very competitive interest rates and good Isa's what makes chip stand out is its communication throughout banking and the feeling its ultra secure. Reviewed on: 20th March 2025

Great deals, great servis

5
Great deals, great servis, great way to save money without even realising Reviewed on: 20th March 2025

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